{"id":250657,"date":"2026-04-09T16:12:40","date_gmt":"2026-04-09T20:12:40","guid":{"rendered":"https:\/\/visavie.com\/?p=250657"},"modified":"2026-04-15T08:53:23","modified_gmt":"2026-04-15T12:53:23","slug":"ontario-seniors-care-at-home-tax-credit-2026-complete-guide","status":"publish","type":"post","link":"https:\/\/visavie.com\/en\/ontario-seniors-care-at-home-tax-credit-2026-complete-guide","title":{"rendered":"Ontario Seniors Care at Home Tax Credit (2025\u20132026): Complete Guide"},"content":{"rendered":"<div class=\"et_pb_section_0 et_pb_section et_section_regular et_flex_section\"><\/div>\n\n<div class=\"et_pb_section_1 et_pb_section et_section_regular et_flex_section\">\n<div class=\"et_pb_row_0 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_0 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_text_0 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module\"><div class=\"et_pb_text_inner\"><p><span data-contrast=\"none\" xml:lang=\"FR-FR\" lang=\"FR-FR\" class=\"TextRun SCXW68072488 BCX0\"><span class=\"NormalTextRun SCXW68072488 BCX0\">The Ontario Seniors Care at Home Tax Credit is a refundable provincial tax credit that allows individuals aged 70 and older to recover up to 25% of eligible medical expenses that support aging at home. Whether you live in your own house, an apartment, or a retirement home, this credit can significantly reduce the net cost of your care services. <span> <\/span><\/span>Visavie, a senior living advisory service since 1988, presents this complete guide to help you get the most out of it.<\/span><span class=\"EOP SCXW68072488 BCX0\" data-ccp-props=\"{\"335559739\":120}\"> <\/span><\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_2 et_pb_section et_section_regular et_flex_section\">\n<div class=\"et_pb_row_1 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_1 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_heading_0 et_pb_heading et_pb_module et_flex_module\"><div class=\"et_pb_heading_container\"><h2 class=\"et_pb_module_header\">AT A GLANCE \u2014 Tax Year 2025<\/h2><\/div><\/div>\n\n<div class=\"et_pb_text_1 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module\"><div class=\"et_pb_text_inner\"><p><span data-contrast=\"none\">Reimbursement rate: 25% of claimable medical expenses \u2022 Max claimable expenses: $6,000 \u2022 Max credit: $1,500<\/span><span data-ccp-props=\"{\"335557856\":14347732,\"335559739\":60}\"> <\/span><\/p>\n<p><span data-contrast=\"none\">Claimable expenses = eligible medical expenses minus 3% of your net income<\/span><span data-ccp-props=\"{\"335557856\":14347732,\"335559739\":60}\"> <\/span><\/p>\n<p><span data-contrast=\"none\">Family income reduction: credit reduced by 5% of family income over $35,000 \u2022 Fully phased out at ~$65,000<\/span><span data-ccp-props=\"{\"335557856\":14347732,\"335559739\":60}\"> <\/span><\/p>\n<p><span data-contrast=\"none\">How to apply: Form ON479 with your Income Tax and Benefit Return \u2022 Minimum age: 70 by December 31, 2025<\/span><span data-ccp-props=\"{\"335557856\":14347732,\"335559739\":180}\"> <\/span><\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_3 et_pb_section et_section_regular et_flex_section\">\n<div class=\"et_pb_row_2 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_2 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_heading_1 et_pb_heading et_pb_module et_flex_module\"><div class=\"et_pb_heading_container\"><h2 class=\"et_pb_module_header\">2026 Update: What Changes for Tax Year 2025 <\/h2><\/div><\/div>\n\n<div class=\"et_pb_text_2 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module\"><div class=\"et_pb_text_inner\"><p><span data-contrast=\"none\">The Ontario Home Care Tax Credit for Seniors has been available since the 2022 tax year. Here are the parameters confirmed by the Ontario government for the 2025 tax year: <\/span><span data-ccp-props=\"{\"335559739\":120}\"> <\/span><\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"2\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":720,\"335559991\":360,\"469769242\":[8226],\"469777803\":\"left\",\"469777804\":\"\u2022\",\"469777815\":\"hybridMultilevel\"}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"none\">Credit rate: 25% of eligible medical expenses (unchanged since introduction)<\/span><span data-ccp-props=\"{\"335559739\":60}\"> <\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"2\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":720,\"335559991\":360,\"469769242\":[8226],\"469777803\":\"left\",\"469777804\":\"\u2022\",\"469777815\":\"hybridMultilevel\"}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"none\">Maximum eligible expenses: $6,000 (maximum credit: $1,500)<\/span><span data-ccp-props=\"{\"335559739\":60}\"> <\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"2\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":720,\"335559991\":360,\"469769242\":[8226],\"469777803\":\"left\",\"469777804\":\"\u2022\",\"469777815\":\"hybridMultilevel\"}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"none\">Income reduction threshold: 5% of family net income above $35,000<\/span><span data-ccp-props=\"{\"335559739\":60}\"> <\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"2\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":720,\"335559991\":360,\"469769242\":[8226],\"469777803\":\"left\",\"469777804\":\"\u2022\",\"469777815\":\"hybridMultilevel\"}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"none\">This credit can be claimed alongside the non-refundable federal and Ontario medical expense tax credits for the same expenses<\/span><span data-ccp-props=\"{\"335559739\":120}\"> <\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_4 et_pb_section et_section_regular et_flex_section\">\n<div class=\"et_pb_row_3 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_3 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_heading_2 et_pb_heading et_pb_module et_flex_module\"><div class=\"et_pb_heading_container\"><h2 class=\"et_pb_module_header\">Who Is Eligible for the Ontario Seniors Care at Home Tax Credit? <\/h2><\/div><\/div>\n\n<div class=\"et_pb_text_3 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module\"><div class=\"et_pb_text_inner\"><p><span data-contrast=\"none\">To qualify for this credit, you must meet two conditions by December 31, 2025:<\/span><span data-ccp-props=\"{\"335559739\":120}\"> <\/span><\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"3\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":720,\"335559991\":360,\"469769242\":[8226],\"469777803\":\"left\",\"469777804\":\"\u2022\",\"469777815\":\"hybridMultilevel\"}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"none\">You (or your spouse\/common-law partner) turned 70 or older during the tax year<\/span><span data-ccp-props=\"{\"335559739\":60}\"> <\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"3\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":720,\"335559991\":360,\"469769242\":[8226],\"469777803\":\"left\",\"469777804\":\"\u2022\",\"469777815\":\"hybridMultilevel\"}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"none\">You were a resident of Ontario at the end of the tax year<\/span><span data-ccp-props=\"{\"335559739\":80}\"> <\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><b><span data-contrast=\"none\">Note: <\/span><\/b><span data-contrast=\"none\">If you turned 70 in 2025, only expenses for services rendered on or after your 70th birthday are eligible.<\/span><span data-ccp-props=\"{\"335559739\":120}\"> <\/span><\/p>\n<p><span data-contrast=\"none\">Important: This is a refundable credit, which means you can take advantage of it even if you have no income tax to pay. You&#8217;re eligible regardless of your type of housing &#8211; house, apartment, seniors&#8217; residence or long-term care home. <\/span><span data-ccp-props=\"{\"335559739\":120}\"> <\/span><\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_5 et_pb_section et_section_regular et_flex_section\">\n<div class=\"et_pb_row_4 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_4 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_heading_3 et_pb_heading et_pb_module et_flex_module\"><div class=\"et_pb_heading_container\"><h2 class=\"et_pb_module_header\">Eligible Expenses for the Tax Credit <\/h2><\/div><\/div>\n\n<div class=\"et_pb_text_4 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module\"><div class=\"et_pb_text_inner\"><p><span data-contrast=\"none\">Eligible expenses are the same as those claimed for the Ontario Medical Expense Tax Credit. They include the cost of services and equipment to help you live independently. Keep all invoices. Physical goods not related to medical care are not eligible.   <\/span><span data-ccp-props=\"{\"335559739\":120}\"> <\/span><\/p>\n<p><span data-contrast=\"none\">Here are the main eligible expenses for tax year 2025:<\/span><span data-ccp-props=\"{\"335559739\":120}\"> <\/span><\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"4\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":720,\"335559991\":360,\"469769242\":[8226],\"469777803\":\"left\",\"469777804\":\"\u2022\",\"469777815\":\"hybridMultilevel\"}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><b><span data-contrast=\"none\">Attendant care services<\/span><\/b><span data-contrast=\"none\"> (personal support; certification required)<\/span><span data-ccp-props=\"{\"335559739\":60}\"> <\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"4\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":720,\"335559991\":360,\"469769242\":[8226],\"469777803\":\"left\",\"469777804\":\"\u2022\",\"469777815\":\"hybridMultilevel\"}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><b><span data-contrast=\"none\">Home health care<\/span><\/b><span data-contrast=\"none\">including nursing and personal care<\/span><span data-ccp-props=\"{\"335559739\":60}\"> <\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"4\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":720,\"335559991\":360,\"469769242\":[8226],\"469777803\":\"left\",\"469777804\":\"\u2022\",\"469777815\":\"hybridMultilevel\"}\" data-aria-posinset=\"3\" data-aria-level=\"1\">Dental, vision, and hearing care (hearing aids, glasses, dentures)<span data-ccp-props=\"{\"335559739\":60}\"> <\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"4\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":720,\"335559991\":360,\"469769242\":[8226],\"469777803\":\"left\",\"469777804\":\"\u2022\",\"469777815\":\"hybridMultilevel\"}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><b><span data-contrast=\"none\">Walking aids, wheelchairs, electric scooters<\/span><\/b><span data-ccp-props=\"{\"335559739\":60}\"> <\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"4\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":720,\"335559991\":360,\"469769242\":[8226],\"469777803\":\"left\",\"469777804\":\"\u2022\",\"469777815\":\"hybridMultilevel\"}\" data-aria-posinset=\"5\" data-aria-level=\"1\">Bathroom safety aids (grab bars, grips, rails)<span data-ccp-props=\"{\"335559739\":60}\"> <\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"4\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":720,\"335559991\":360,\"469769242\":[8226],\"469777803\":\"left\",\"469777804\":\"\u2022\",\"469777815\":\"hybridMultilevel\"}\" data-aria-posinset=\"6\" data-aria-level=\"1\">Home renovations that improve mobility for a severe and prolonged impairment<span data-ccp-props=\"{\"335559739\":80}\"> <\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_6 et_pb_section et_section_regular et_flex_section\">\n<div class=\"et_pb_row_5 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_5 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_heading_4 et_pb_heading et_pb_module et_flex_module\"><div class=\"et_pb_heading_container\"><h2 class=\"et_pb_module_header\">Eligible Expenses in a Retirement Home <\/h2><\/div><\/div>\n\n<div class=\"et_pb_text_5 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module\"><div class=\"et_pb_text_inner\"><p><span data-contrast=\"none\" xml:lang=\"FR-FR\" lang=\"FR-FR\" class=\"TextRun SCXW5451297 BCX0\"><span class=\"NormalTextRun SCXW5451297 BCX0\">If you live in a retirement home or long-term care home, many of the care services you receive \u2014 such as attendant care, nursing, and personal support \u2014 may qualify as eligible medical expenses for this credit. Ask your residence for a detailed breakdown of care costs versus accommodation.  Our Visavie advisors<span> <\/span><\/span>can help you understand what qualifies, at no charge.<\/span><span class=\"EOP SCXW5451297 BCX0\" data-ccp-props=\"{\"335559739\":120}\"> <\/span><\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_7 et_pb_section et_section_regular et_flex_section\">\n<div class=\"et_pb_row_6 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_6 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_heading_5 et_pb_heading et_pb_module et_flex_module\"><div class=\"et_pb_heading_container\"><h2 class=\"et_pb_module_header\">Homeowners, Renters, or Residents: Who Can Benefit? <\/h2><\/div><\/div>\n\n<div class=\"et_pb_text_6 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module\"><div class=\"et_pb_text_inner\"><ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"5\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":720,\"335559991\":360,\"469769242\":[8226],\"469777803\":\"left\",\"469777804\":\"\u2022\",\"469777815\":\"hybridMultilevel\"}\" data-aria-posinset=\"1\" data-aria-level=\"1\">Homeowners: You are eligible if you pay for medical services or equipment that supports aging at home.<span data-ccp-props=\"{\"335559739\":80}\"> <\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"5\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":720,\"335559991\":360,\"469769242\":[8226],\"469777803\":\"left\",\"469777804\":\"\u2022\",\"469777815\":\"hybridMultilevel\"}\" data-aria-posinset=\"2\" data-aria-level=\"1\">Renters: You can claim eligible medical expenses regardless of whether you own or rent.<span data-ccp-props=\"{\"335559739\":80}\"> <\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"5\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":720,\"335559991\":360,\"469769242\":[8226],\"469777803\":\"left\",\"469777804\":\"\u2022\",\"469777815\":\"hybridMultilevel\"}\" data-aria-posinset=\"3\" data-aria-level=\"1\">Retirement home residents: Attendant care and qualifying health services included in your fees may be eligible. Ask for a detailed invoice.<span data-ccp-props=\"{\"335559739\":80}\"> <\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"5\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":720,\"335559991\":360,\"469769242\":[8226],\"469777803\":\"left\",\"469777804\":\"\u2022\",\"469777815\":\"hybridMultilevel\"}\" data-aria-posinset=\"4\" data-aria-level=\"1\">Long-term care home residents: Certain care-related portions of your costs may qualify. Request a breakdown from the home.<span data-ccp-props=\"{\"335559739\":120}\"> <\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_8 et_pb_section et_section_regular et_flex_section\">\n<div class=\"et_pb_row_7 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_7 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_heading_6 et_pb_heading et_pb_module et_flex_module\"><div class=\"et_pb_heading_container\"><h2 class=\"et_pb_module_header\">How to Calculate the Tax Credit? <\/h2><\/div><\/div>\n\n<div class=\"et_pb_text_7 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module\"><div class=\"et_pb_text_inner\"><p><span data-contrast=\"none\">The amount of the credit depends on your eligible medical expenses, your net income, and your family situation.<\/span><span data-ccp-props=\"{\"335559739\":120}\"> <\/span><\/p>\n<p><span data-contrast=\"none\">Here is the formula:<\/span><span data-ccp-props=\"{\"335559739\":120}\"> <\/span><\/p>\n<ol>\n<li style=\"list-style-type: none;\">\n<ol>\n<li><span data-contrast=\"none\">Start with your total eligible medical expenses<\/span><span data-ccp-props=\"{\"335559739\":60}\"> <\/span><\/li>\n<li><span data-contrast=\"none\">Subtract 3% of your net income = your claimable expenses (max $6,000)<\/span><span data-ccp-props=\"{\"335559739\":60}\"> <\/span><\/li>\n<li><span data-contrast=\"none\">Multiply claimable expenses by 25% = your credit (max $1,500)<\/span><span data-ccp-props=\"{\"335559739\":60}\"> <\/span><\/li>\n<li><span data-contrast=\"none\">If family income exceeds $35,000, the credit is further reduced by 5% of income above $35,000<\/span><span data-ccp-props=\"{\"335559739\":120}\"> <\/span><\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_9 et_pb_section et_section_regular et_flex_section\">\n<div class=\"et_pb_row_8 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_8 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_heading_7 et_pb_heading et_pb_module et_flex_module\"><div class=\"et_pb_heading_container\"><h2 class=\"et_pb_module_header\">When and how do I apply?  <\/h2><\/div><\/div>\n\n<div class=\"et_pb_text_8 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module\"><div class=\"et_pb_text_inner\"><p><span data-contrast=\"none\">There is only one way to apply:<\/span><span data-ccp-props=\"{\"335559739\":120}\"> <\/span><\/p>\n<ol>\n<li aria-setsize=\"-1\" data-leveltext=\"%1.\" data-font=\"\" data-listid=\"7\" data-list-defn-props=\"{\"335552541\":0,\"335559685\":720,\"335559991\":360,\"469769242\":[65533,0],\"469777803\":\"left\",\"469777804\":\"%1.\",\"469777815\":\"hybridMultilevel\"}\" data-aria-posinset=\"1\" data-aria-level=\"1\">At the end of the fiscal year: Claim the credit on Form ON479 \u2013 Ontario Credits, which is included in your personal Income Tax and Benefit Return. There is no separate application.<span data-ccp-props=\"{\"335559739\":80}\"> <\/span><\/li>\n<\/ol>\n<p><span data-contrast=\"none\">Unlike the Quebec CMD, there is no prepayment option for the Ontario credit. You receive the full amount after your return has been assessed. <\/span><span data-ccp-props=\"{\"335559739\":120}\"> <\/span><\/p>\n<p><span data-contrast=\"none\">If you have a spouse and you are both eligible, each spouse can claim their own eligible medical expenses separately.<\/span><span data-ccp-props=\"{\"335559739\":120}\"> <\/span><\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_10 et_pb_section et_section_regular et_flex_section\">\n<div class=\"et_pb_row_9 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_9 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_heading_8 et_pb_heading et_pb_module et_flex_module\"><div class=\"et_pb_heading_container\"><h2 class=\"et_pb_module_header\">Concrete Examples: How Much Could You Receive? <\/h2><\/div><\/div>\n\n<div class=\"et_pb_heading_9 et_pb_heading et_pb_module et_flex_module\"><div class=\"et_pb_heading_container\"><h3 class=\"et_pb_module_header\">Example 1: David, age 74, single, apartment, income $25,000  <\/h3><\/div><\/div>\n\n<div class=\"et_pb_text_9 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module\"><div class=\"et_pb_text_inner\"><p><span data-contrast=\"none\" xml:lang=\"FR-FR\" lang=\"FR-FR\" class=\"TextRun SCXW257506775 BCX0\"><span class=\"NormalTextRun SCXW257506775 BCX0\">David\u2019s eligible medical expenses (hearing aids) total $1,250. He subtracts 3% of his net income ($750). Claimable: $500. Credit = 25% \u00d7 $500 = $125. Because the credit is refundable, David receives $125 even if he owes no tax.    <\/span><\/span><span class=\"EOP SCXW257506775 BCX0\" data-ccp-props=\"{\"335559739\":120}\"> <\/span><\/p>\n<\/div><\/div>\n\n<div class=\"et_pb_heading_10 et_pb_heading et_pb_module et_flex_module\"><div class=\"et_pb_heading_container\"><h3 class=\"et_pb_module_header\">Example 2: Jane, age 80, house, income $35,000  <\/h3><\/div><\/div>\n\n<div class=\"et_pb_text_10 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module\"><div class=\"et_pb_text_inner\"><p><span data-contrast=\"none\" xml:lang=\"FR-FR\" lang=\"FR-FR\" class=\"TextRun SCXW120321300 BCX0\"><span class=\"NormalTextRun SCXW120321300 BCX0\">Jeanne\u2019s medical expenses (wheelchair + bathroom safety bars) total $4,050. She subtracts 3% of net income ($1,050). Claimable: $3,000. Credit = 25% \u00d7 $3,000 = $750. Since her income is $35,000, no income-test reduction applies.    <\/span><\/span><span class=\"EOP SCXW120321300 BCX0\" data-ccp-props=\"{\"335559739\":120}\"> <\/span><\/p>\n<\/div><\/div>\n\n<div class=\"et_pb_heading_11 et_pb_heading et_pb_module et_flex_module\"><div class=\"et_pb_heading_container\"><h3 class=\"et_pb_module_header\">Example 3: Phyllis and Clarence, aged 83 and 86, residence, family income $50,000  <\/h3><\/div><\/div>\n\n<div class=\"et_pb_text_11 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module\"><div class=\"et_pb_text_inner\"><p><span data-contrast=\"none\" xml:lang=\"FR-FR\" lang=\"FR-FR\" class=\"TextRun SCXW164271919 BCX0\"><span class=\"NormalTextRun SCXW164271919 BCX0\">Their combined medical expenses (attendant care) total $5,400. They each subtract 3% of their own income from their own expenses. For simplicity: claimable total = $4,500. Credit before income test = 25% \u00d7 $4,500 = $1,125. The income-test reduction: 5% \u00d7 ($50,000 \u2013 $35,000) = $750. Final credit: $1,125 \u2013 $750 = $375.     <\/span><\/span><span class=\"EOP SCXW164271919 BCX0\" data-ccp-props=\"{\"335559739\":120}\"> <\/span><\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_11 et_pb_section et_section_regular et_flex_section\">\n<div class=\"et_pb_row_10 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_10 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_heading_12 et_pb_heading et_pb_module et_flex_module\"><div class=\"et_pb_heading_container\"><h2 class=\"et_pb_module_header\">Common Mistakes to Avoid <\/h2><\/div><\/div>\n\n<div class=\"et_pb_text_12 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module\"><div class=\"et_pb_text_inner\"><ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"8\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":720,\"335559991\":360,\"469769242\":[8226],\"469777803\":\"left\",\"469777804\":\"\u2022\",\"469777815\":\"hybridMultilevel\"}\" data-aria-posinset=\"1\" data-aria-level=\"1\">Not claiming because you think you owe no tax: This is a refundable credit. You get it even with zero tax owing.<span data-ccp-props=\"{\"335559739\":80}\"> <\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"8\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":720,\"335559991\":360,\"469769242\":[8226],\"469777803\":\"left\",\"469777804\":\"\u2022\",\"469777815\":\"hybridMultilevel\"}\" data-aria-posinset=\"2\" data-aria-level=\"1\">Forgetting to deduct 3% of net income first: Many people claim the full expense amount. Only the amount ABOVE 3% of income qualifies.<span data-ccp-props=\"{\"335559739\":80}\"> <\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"8\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":720,\"335559991\":360,\"469769242\":[8226],\"469777803\":\"left\",\"469777804\":\"\u2022\",\"469777815\":\"hybridMultilevel\"}\" data-aria-posinset=\"3\" data-aria-level=\"1\">Not keeping receipts: The CRA may ask for documentation. Keep all invoices for at least 6 years.<span data-ccp-props=\"{\"335559739\":80}\"> <\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"8\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":720,\"335559991\":360,\"469769242\":[8226],\"469777803\":\"left\",\"469777804\":\"\u2022\",\"469777815\":\"hybridMultilevel\"}\" data-aria-posinset=\"4\" data-aria-level=\"1\">Not asking for a cost breakdown from your retirement home: Without it, you may miss eligible attendant care expenses.<span data-ccp-props=\"{\"335559739\":80}\"> <\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"8\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":720,\"335559991\":360,\"469769242\":[8226],\"469777803\":\"left\",\"469777804\":\"\u2022\",\"469777815\":\"hybridMultilevel\"}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><b><span data-contrast=\"none\">Confusing this credit with the Seniors\u2019 Home Safety Tax Credit:<\/span><\/b><span data-contrast=\"none\"> : The Home Safety Credit was a temporary measure (2021\u20132022 only). It is no longer offered. This article is about the home care credit, which is permanent. <\/span><span data-ccp-props=\"{\"335559739\":120}\"> <\/span><\/li>\n<\/ul>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_12 et_pb_section et_section_regular et_flex_section\">\n<div class=\"et_pb_row_11 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_11 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_heading_13 et_pb_heading et_pb_module et_flex_module\"><div class=\"et_pb_heading_container\"><h2 class=\"et_pb_module_header\">Other Financial Aid for Seniors in Ontario <\/h2><\/div><\/div>\n\n<div class=\"et_pb_text_13 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module\"><div class=\"et_pb_text_inner\"><p><span data-contrast=\"none\">In addition to the Seniors Care at Home Tax Credit, several other programs can help reduce the financial burden for seniors in Ontario:<\/span><span data-ccp-props=\"{\"335559739\":120}\"> <\/span><\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"9\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":720,\"335559991\":360,\"469769242\":[8226],\"469777803\":\"left\",\"469777804\":\"\u2022\",\"469777815\":\"hybridMultilevel\"}\" data-aria-posinset=\"1\" data-aria-level=\"1\">Ontario Trillium Benefit (OTB) \u2014 monthly payments combining energy, property tax &amp; sales tax credits <a href=\"https:\/\/www.ontario.ca\/fr\/page\/prestation-trillium-de-lontario\" target=\"_blank\" rel=\"noopener\">(ontario.ca)<\/a><span data-ccp-props=\"{\"335559739\":80}\"> <\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"9\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":720,\"335559991\":360,\"469769242\":[8226],\"469777803\":\"left\",\"469777804\":\"\u2022\",\"469777815\":\"hybridMultilevel\"}\" data-aria-posinset=\"2\" data-aria-level=\"1\">Guaranteed Annual Income System (GAINS) \u2014 up to ~$90\/month non-taxable for low-income seniors receiving OAS\/GIS <a href=\"https:\/\/www.ontario.ca\/fr\/page\/paiements-regime-de-revenu-annuel-garanti-pour-les-personnes-agees\" target=\"_blank\" rel=\"noopener\">(ontario.ca)<\/a><span data-ccp-props=\"{\"335559739\":80}\"> <\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"9\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":720,\"335559991\":360,\"469769242\":[8226],\"469777803\":\"left\",\"469777804\":\"\u2022\",\"469777815\":\"hybridMultilevel\"}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><b><span data-contrast=\"none\">Ontario Drug Benefit<\/span><\/b><span data-contrast=\"none\"> &#8211; prescription drug coverage from age 65+ (<\/span><a href=\"https:\/\/www.ontario.ca\/fr\/page\/obtenez-une-couverture-pour-les-medicaments-sur-ordonnance\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">ontario.ca<\/span><\/a><span data-contrast=\"none\">)<\/span><span data-ccp-props=\"{\"335559739\":80}\"> <\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"9\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":720,\"335559991\":360,\"469769242\":[8226],\"469777803\":\"left\",\"469777804\":\"\u2022\",\"469777815\":\"hybridMultilevel\"}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"none\">Senior Homeowners\u2019 Property Tax Grant &#8211; up to $500 via ON-BEN form<\/span><span data-ccp-props=\"{\"335559739\":80}\"> <\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"9\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":720,\"335559991\":360,\"469769242\":[8226],\"469777803\":\"left\",\"469777804\":\"\u2022\",\"469777815\":\"hybridMultilevel\"}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"none\">Seniors\u2019 Public Transit Tax Credit &#8211; 15% of eligible transportation costs (form ON479)<\/span><span data-ccp-props=\"{\"335559739\":80}\"> <\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"9\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":720,\"335559991\":360,\"469769242\":[8226],\"469777803\":\"left\",\"469777804\":\"\u2022\",\"469777815\":\"hybridMultilevel\"}\" data-aria-posinset=\"6\" data-aria-level=\"1\"><span data-contrast=\"none\">Canada Caregiver Credit- federal non-refundable caregiver credit up to $7,999 (<\/span><a href=\"https:\/\/www.canada.ca\/fr\/agence-revenu\/services\/impot\/particuliers\/sujets\/tout-votre-declaration-revenus\/declaration-revenus\/remplir-declaration-revenus\/deductions-credits-depenses\/montant-aidants-naturels.html\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">canada.ca<\/span><\/a><span data-contrast=\"none\">)<\/span><span data-ccp-props=\"{\"335559739\":80}\"> <\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"9\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":720,\"335559991\":360,\"469769242\":[8226],\"469777803\":\"left\",\"469777804\":\"\u2022\",\"469777815\":\"hybridMultilevel\"}\" data-aria-posinset=\"7\" data-aria-level=\"1\"><span data-contrast=\"none\">Ontario Seniors Dental Care + Canadian Dental Care Plan &#8211; free or subsidized dental care for eligible seniors<\/span><span data-ccp-props=\"{\"335559739\":80}\"> <\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/div><\/div>\n\n<div class=\"et_pb_text_14 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module\"><div class=\"et_pb_text_inner\"><p><b><span data-contrast=\"none\">Disclaimer of liability<\/span><\/b><span data-ccp-props=\"{\"335559738\":360,\"335559739\":60}\"> <\/span><\/p>\n<p><span data-contrast=\"none\">The information contained in this article is provided for informational purposes only and does not constitute tax, financial or legal advice. While Visavie strives to present accurate and up-to-date information, amounts, rates, eligibility criteria and terms and conditions of government programs are subject to change without notice. Visavie is not an accounting or tax services firm. Before making any decision based on the contents of this article, we recommend that you consult a Chartered Professional Accountant (CPA), tax specialist or qualified financial advisor. Visavie assumes no responsibility for errors, omissions or consequences arising from the use of the information presented.    <\/span><span data-ccp-props=\"{\"335559739\":120}\"> <\/span><\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_13 et_pb_section et_section_regular et_flex_section\">\n<div class=\"et_pb_row_12 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_12 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_heading_14 et_pb_heading et_pb_module et_flex_module\"><div class=\"et_pb_heading_container\"><h2 class=\"et_pb_module_header\">Frequently Asked Questions About the Ontario Seniors Care at Home Tax Credit<\/h2><\/div><\/div>\n\n<div class=\"et_pb_accordion_0 et_pb_accordion et_pb_module et_flex_module\">\n<div class=\"et_pb_accordion_item_0 et_pb_accordion_item et_pb_toggle et_pb_module et_pb_toggle_open et_flex_module\"><h5 class=\"et_pb_toggle_title\">Is the Ontario Seniors Care at Home Tax Credit refundable? <\/h5><div class=\"et_pb_toggle_content et_flex_module\"><p><span data-contrast=\"none\" xml:lang=\"FR-FR\" lang=\"FR-FR\" class=\"TextRun SCXW117175394 BCX0\"><span class=\"NormalTextRun SCXW117175394 BCX0\">Yes. It is a refundable credit: even if you owe no income tax, you will receive the amount you are entitled to. <\/span><\/span><span class=\"EOP SCXW117175394 BCX0\" data-ccp-props=\"{\"335559739\":120}\"> <\/span><\/p>\n<\/div><\/div>\n\n<div class=\"et_pb_accordion_item_1 et_pb_accordion_item et_pb_toggle et_pb_module et_pb_toggle_close et_flex_module\"><h5 class=\"et_pb_toggle_title\">What is the maximum credit I can receive? <\/h5><div class=\"et_pb_toggle_content et_flex_module\"><p><span data-contrast=\"none\" xml:lang=\"FR-FR\" lang=\"FR-FR\" class=\"TextRun SCXW246467075 BCX0\"><span class=\"NormalTextRun SCXW246467075 BCX0\">The maximum is $1,500 (25% of up to $6,000 in claimable expenses). This amount is reduced by 5% of family income over $35,000. <\/span><\/span><span class=\"EOP SCXW246467075 BCX0\" data-ccp-props=\"{\"335559739\":120}\"> <\/span><\/p>\n<\/div><\/div>\n\n<div class=\"et_pb_accordion_item_2 et_pb_accordion_item et_pb_toggle et_pb_module et_pb_toggle_close et_flex_module\"><h5 class=\"et_pb_toggle_title\">Can I claim this credit AND the federal medical expense tax credit? <\/h5><div class=\"et_pb_toggle_content et_flex_module\"><p><span data-contrast=\"none\" xml:lang=\"FR-FR\" lang=\"FR-FR\" class=\"TextRun SCXW246884967 BCX0\"><span class=\"NormalTextRun SCXW246884967 BCX0\">Yes. You can claim both the Ontario credit and the non-refundable federal medical expense tax credit for the same eligible expenses. <\/span><\/span><span class=\"EOP SCXW246884967 BCX0\" data-ccp-props=\"{\"335559739\":120}\"> <\/span><\/p>\n<\/div><\/div>\n\n<div class=\"et_pb_accordion_item_3 et_pb_accordion_item et_pb_toggle et_pb_module et_pb_toggle_close et_flex_module\"><h5 class=\"et_pb_toggle_title\">Can the rent for a residence be eligible?<\/h5><div class=\"et_pb_toggle_content et_flex_module\"><p><span data-teams=\"true\">Yes, in certain cases, a portion of the rent may be eligible if it corresponds to recognized services.<\/span><\/p>\n<\/div><\/div>\n\n<div class=\"et_pb_accordion_item_4 et_pb_accordion_item et_pb_toggle et_pb_module et_pb_toggle_close et_flex_module\"><h5 class=\"et_pb_toggle_title\">Do I need to file an income tax return to receive the credit? <\/h5><div class=\"et_pb_toggle_content et_flex_module\"><p><span data-contrast=\"none\" xml:lang=\"FR-FR\" lang=\"FR-FR\" class=\"TextRun SCXW75141259 BCX0\"><span class=\"NormalTextRun SCXW75141259 BCX0\">Yes. Claim the credit on Form ON479 included in your personal Income Tax and Benefit Return. <\/span><\/span><span class=\"EOP SCXW75141259 BCX0\" data-ccp-props=\"{\"335559739\":120}\"> <\/span><\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_14 et_pb_section et_section_regular et_flex_section\">\n<div class=\"et_pb_row_13 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_13 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_heading_15 et_pb_heading et_pb_module et_flex_module\"><div class=\"et_pb_heading_container\"><h2 class=\"et_pb_module_header\">Take advantage of our accommodation advisors&#8217; expertise<\/h2><\/div><\/div>\n\n<div class=\"et_pb_text_15 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module\"><div class=\"et_pb_text_inner\"><p style=\"text-align: justify;\"><span data-teams=\"true\">Are you looking for a senior living community in Quebec and want to understand the financial assistance you\u2019re eligible for? Our Visavie housing advisors are here to help you find the right community for your needs and budget\u2014at no cost. Service available 7 days a week.  <\/span><\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_row_14 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_14 et_pb_column et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_12_24 et_flex_column_12_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_module et_pb_button_module_wrapper et_pb_button_0_wrapper\"><a class=\"et_pb_button_0 et_pb_button et_pb_bg_layout_light et_pb_module et_flex_module\" href=\"\/territory\/quebec\" data-icon=\"E\">Our Quebec advisors<\/a><\/div>\n<\/div>\n\n<div class=\"et_pb_column_15 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_12_24 et_flex_column_12_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_module et_pb_button_module_wrapper et_pb_button_1_wrapper\"><a class=\"et_pb_button_1 et_pb_button et_pb_bg_layout_light et_pb_module et_flex_module\" href=\"https:\/\/visavie.com\/en\/territory\/ontario\" data-icon=\"E\">Our Ontario advisors<\/a><\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_row_15 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_16 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_heading_16 et_pb_heading et_pb_module et_flex_module\"><div class=\"et_pb_heading_container\"><h2 class=\"et_pb_module_header\">More articles<\/h2><\/div><\/div>\n\n<div class=\"et_pb_blog_0 et_pb_blog et_pb_bg_layout_light et_pb_posts et_pb_module\"><div class=\"et_pb_ajax_pagination_container\"><div class=\"et_pb_posts et_grid_module\"><article class=\"et_pb_post et_pb_post_id_250657 clearfix et_pb_blog_item_0_0 post-250657 post type-post status-publish format-standard has-post-thumbnail hentry category-finance-and-advice\"><div class=\"et_pb_image_container\"><a href=\"https:\/\/visavie.com\/en\/ontario-seniors-care-at-home-tax-credit-2026-complete-guide\" class=\"entry-featured-image-url\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/visavie.com\/wp-content\/uploads\/2026\/04\/middle-aged-black-man-and-woman-calculating-taxes-2026-03-26-23-29-29-utc-1-scaled.webp\" width=\"400\" height=\"284\" alt=\"Ontario Seniors Care at Home Tax Credit (2025\u20132026): Complete Guide\" class=\"\" srcset=\"https:\/\/visavie.com\/wp-content\/uploads\/2026\/04\/middle-aged-black-man-and-woman-calculating-taxes-2026-03-26-23-29-29-utc-1-scaled.webp 479w, https:\/\/visavie.com\/wp-content\/uploads\/2026\/04\/middle-aged-black-man-and-woman-calculating-taxes-2026-03-26-23-29-29-utc-1-400x284.webp 480w\" sizes=\"(max-width:479px) 479px, 100vw\" \/><span data-icon=\"\ue050\" class=\"et_overlay et_pb_inline_icon\"><\/span><\/a><\/div><h2 class=\"entry-title\"><a href=\"https:\/\/visavie.com\/en\/ontario-seniors-care-at-home-tax-credit-2026-complete-guide\">Ontario Seniors Care at Home Tax Credit (2025\u20132026): Complete Guide<\/a><\/h2><p class=\"post-meta\">by <span class=\"author vcard\"><a href=\"https:\/\/visavie.com\/en\/author\/samuel-vincent\" title=\"Posts by Samuel Vincent\" rel=\"author\">Samuel Vincent<\/a><\/span> | <span class=\"published\">Apr 9, 2026<\/span> | <span class=\"entry-categories\"><a href=\"https:\/\/visavie.com\/en\/category\/finance-and-advice\" rel=\"tag\">Finance and advice<\/a><\/span><\/p><div class=\"post-content\"><div class=\"post-content-inner\"><p>The Ontario Seniors Care at Home Tax Credit is a refundable provincial tax credit that allows individuals aged 70 and older to recover up to 25% of eligible medical expenses that support aging at home. Whether you live in your own house, an apartment, or a retirement&#8230;<\/p>\n<\/div><\/div><\/article><article class=\"et_pb_post et_pb_post_id_250644 clearfix et_pb_blog_item_0_1 post-250644 post type-post status-publish format-standard has-post-thumbnail hentry category-finance-and-advice\"><div class=\"et_pb_image_container\"><a href=\"https:\/\/visavie.com\/en\/tax-credit-for-home-maintenance-for-seniors-in-quebec-2026-comprehensive-guide\" class=\"entry-featured-image-url\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/visavie.com\/wp-content\/uploads\/2026\/04\/hands-of-agent-and-senior-client-discussing-invest-2026-01-09-09-10-18-utc-scaled.webp\" width=\"400\" height=\"284\" alt=\"Tax Credit for Home-Support Services for Seniors in Qu\u00e9bec (2025\u20132026): Complete Guide\" class=\"\" srcset=\"https:\/\/visavie.com\/wp-content\/uploads\/2026\/04\/hands-of-agent-and-senior-client-discussing-invest-2026-01-09-09-10-18-utc-scaled.webp 479w, https:\/\/visavie.com\/wp-content\/uploads\/2026\/04\/hands-of-agent-and-senior-client-discussing-invest-2026-01-09-09-10-18-utc-400x284.webp 480w\" sizes=\"(max-width:479px) 479px, 100vw\" \/><span data-icon=\"\ue050\" class=\"et_overlay et_pb_inline_icon\"><\/span><\/a><\/div><h2 class=\"entry-title\"><a href=\"https:\/\/visavie.com\/en\/tax-credit-for-home-maintenance-for-seniors-in-quebec-2026-comprehensive-guide\">Tax Credit for Home-Support Services for Seniors in Qu\u00e9bec (2025\u20132026): Complete Guide<\/a><\/h2><p class=\"post-meta\">by <span class=\"author vcard\"><a href=\"https:\/\/visavie.com\/en\/author\/samuel-vincent\" title=\"Posts by Samuel Vincent\" rel=\"author\">Samuel Vincent<\/a><\/span> | <span class=\"published\">Apr 9, 2026<\/span> | <span class=\"entry-categories\"><a href=\"https:\/\/visavie.com\/en\/category\/finance-and-advice\" rel=\"tag\">Finance and advice<\/a><\/span><\/p><div class=\"post-content\"><div class=\"post-content-inner\"><p>The tax credit for home-support services for seniors (CMD) is a refundable Qu\u00e9bec tax credit that allows individuals aged 70 and older to recover up to 39% of eligible expenses for home-support services. Whether you live in your own house, an apartment, a condo, or a&#8230;<\/p>\n<\/div><\/div><\/article><article class=\"et_pb_post et_pb_post_id_250069 clearfix et_pb_blog_item_0_2 post-250069 post type-post status-publish format-standard has-post-thumbnail hentry category-education-and-awareness category-housing\"><div class=\"et_pb_image_container\"><a href=\"https:\/\/visavie.com\/en\/choosing-right-senior-residence-visavie-advisors\" class=\"entry-featured-image-url\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/visavie.com\/wp-content\/uploads\/2025\/07\/photos-conseillere-02.webp?ver=1776444203\" width=\"400\" height=\"284\" alt=\"Choosing the Right Retirement Home: Trust the Expertise of Visavie Advisors\" class=\"\" srcset=\"https:\/\/visavie.com\/wp-content\/uploads\/2025\/07\/photos-conseillere-02.webp?ver=1776444203 479w, https:\/\/visavie.com\/wp-content\/uploads\/2025\/07\/photos-conseillere-02-400x284.webp?ver=1776444203 480w\" sizes=\"(max-width:479px) 479px, 100vw\" \/><span data-icon=\"\ue050\" class=\"et_overlay et_pb_inline_icon\"><\/span><\/a><\/div><h2 class=\"entry-title\"><a href=\"https:\/\/visavie.com\/en\/choosing-right-senior-residence-visavie-advisors\">Choosing the Right Retirement Home: Trust the Expertise of Visavie Advisors<\/a><\/h2><p class=\"post-meta\">by <span class=\"author vcard\"><a href=\"https:\/\/visavie.com\/en\/author\/visavie\" title=\"Posts by Visavie\" rel=\"author\">Visavie<\/a><\/span> | <span class=\"published\">Jul 2, 2025<\/span> | <span class=\"entry-categories\"><a href=\"https:\/\/visavie.com\/en\/category\/education-and-awareness\" rel=\"tag\">Education and awareness<\/a>, <a href=\"https:\/\/visavie.com\/en\/category\/housing\" rel=\"tag\">Housing<\/a><\/span><\/p><div class=\"post-content\"><div class=\"post-content-inner\"><p>What if you weren\u2019t alone in finding the right private retirement home? The time has come \u2014 that moment when it\u2019s necessary to think about a new place to live, for yourself or an elderly loved one. It\u2019s not an easy decision. It\u2019s a mix of emotions, memories left&#8230;<\/p>\n<\/div><\/div><\/article><\/div><div class=\"pagination clearfix\">\n\t<div class=\"alignleft\"><a href=\"https:\/\/visavie.com\/en\/wp-json\/wp\/v2\/posts\/250657\/page\/2?et_blog\">&laquo; Older Entries<\/a><\/div>\n\t<div class=\"alignright\"><\/div>\n<\/div><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":14,"featured_media":250682,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1109],"tags":[],"post_folder":[],"class_list":["post-250657","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance-and-advice"],"acf":[],"_links":{"self":[{"href":"https:\/\/visavie.com\/en\/wp-json\/wp\/v2\/posts\/250657","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/visavie.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/visavie.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/visavie.com\/en\/wp-json\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/visavie.com\/en\/wp-json\/wp\/v2\/comments?post=250657"}],"version-history":[{"count":0,"href":"https:\/\/visavie.com\/en\/wp-json\/wp\/v2\/posts\/250657\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/visavie.com\/en\/wp-json\/wp\/v2\/media\/250682"}],"wp:attachment":[{"href":"https:\/\/visavie.com\/en\/wp-json\/wp\/v2\/media?parent=250657"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/visavie.com\/en\/wp-json\/wp\/v2\/categories?post=250657"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/visavie.com\/en\/wp-json\/wp\/v2\/tags?post=250657"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/visavie.com\/en\/wp-json\/wp\/v2\/post_folder?post=250657"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}