{"id":250644,"date":"2026-04-09T14:28:36","date_gmt":"2026-04-09T18:28:36","guid":{"rendered":"https:\/\/visavie.com\/?p=250644"},"modified":"2026-04-15T08:58:13","modified_gmt":"2026-04-15T12:58:13","slug":"tax-credit-for-home-maintenance-for-seniors-in-quebec-2026-comprehensive-guide","status":"publish","type":"post","link":"https:\/\/visavie.com\/en\/tax-credit-for-home-maintenance-for-seniors-in-quebec-2026-comprehensive-guide","title":{"rendered":"Tax Credit for Home-Support Services for Seniors in Qu\u00e9bec (2025\u20132026): Complete Guide"},"content":{"rendered":"<div class=\"et_pb_section_0 et_pb_section et_section_regular et_flex_section\">\n<div class=\"et_pb_row_0 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_0 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_text_0 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module\"><div class=\"et_pb_text_inner\"><p><span data-contrast=\"none\" xml:lang=\"FR-FR\" lang=\"FR-FR\" class=\"TextRun SCXW216558986 BCX0\"><span class=\"NormalTextRun SCXW216558986 BCX0\">The tax credit for home-support services for seniors (CMD) is a refundable Qu\u00e9bec tax credit that allows individuals aged 70 and older to recover up to 39% of eligible expenses for home-support services. Whether you live in your own house, an apartment, a condo, or a private seniors\u2019 residence (RPA), this credit can significantly reduce the net cost of your services. <span> <\/span><\/span>Visavie, a senior living advisory service since 1988, presents this complete guide to help you get the most out of it.<\/span><span class=\"EOP SCXW216558986 BCX0\" data-ccp-props=\"{\"335559739\":120}\"> <\/span><\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_1 et_pb_section et_section_regular et_flex_section\">\n<div class=\"et_pb_row_1 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_1 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_heading_0 et_pb_heading et_pb_module et_flex_module\"><div class=\"et_pb_heading_container\"><h2 class=\"et_pb_module_header\">AT A GLANCE \u2014 Tax Year 2025 <\/h2><\/div><\/div>\n\n<div class=\"et_pb_text_1 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module\"><div class=\"et_pb_text_inner\"><p><span data-contrast=\"none\">Reimbursement rate: 39% (rising to 40% in 2026) \u2022 Autonomous cap: $19,500 \u2022 Non-autonomous cap: $25,500<\/span><span data-ccp-props=\"{\"335557856\":14347732,\"335559739\":60}\"> <\/span><\/p>\n<p><span data-contrast=\"none\">Max credit (autonomous): ~$7,605 \u2022 Max credit (non-autonomous): ~$9,945<\/span><span data-ccp-props=\"{\"335557856\":14347732,\"335559739\":60}\"> <\/span><\/p>\n<p><span data-contrast=\"none\">Family income reduction threshold: $71,010 \u2022 Minimum age: 70 by December 31, 2025<\/span><span data-ccp-props=\"{\"335557856\":14347732,\"335559739\":60}\"> <\/span><\/p>\n<p><span data-contrast=\"none\">How to apply: Schedule J with your tax return or advance monthly payments via direct deposit<\/span><span data-ccp-props=\"{\"335557856\":14347732,\"335559739\":180}\"> <\/span><\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_2 et_pb_section et_section_regular et_flex_section\">\n<div class=\"et_pb_row_2 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_2 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_heading_1 et_pb_heading et_pb_module et_flex_module\"><div class=\"et_pb_heading_container\"><h2 class=\"et_pb_module_header\">2026 Update: What Changes for Tax Year 2025 <\/h2><\/div><\/div>\n\n<div class=\"et_pb_text_2 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module\"><div class=\"et_pb_text_inner\"><p><span data-contrast=\"none\" xml:lang=\"FR-FR\" lang=\"FR-FR\" class=\"TextRun SCXW23033982 BCX0\"><span class=\"NormalTextRun SCXW23033982 BCX0\">The tax credit for home-support services for seniors (CMD) has been enhanced annually since 2022. Here are the parameters confirmed by Revenu Qu\u00e9bec for tax year 2025: <\/span><\/span><span class=\"EOP SCXW23033982 BCX0\" data-ccp-props=\"{\"335559739\":120}\"> <\/span><\/p>\n<p><span class=\"EOP SCXW23033982 BCX0\" data-ccp-props=\"{\"335559739\":120}\"><\/span><\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li><span class=\"EOP SCXW23033982 BCX0\" data-ccp-props=\"{\"335559739\":120}\">The reimbursement rate is now 39% of eligible expenses (up from 38% in 2024). It will rise to 40% in 2026.<span class=\"EOP SCXW196828115 BCX0\" data-ccp-props=\"{\"335559739\":60}\"> <\/span><\/span><\/li>\n<li><span class=\"EOP SCXW23033982 BCX0\" data-ccp-props=\"{\"335559739\":120}\"><span class=\"EOP SCXW196828115 BCX0\" data-ccp-props=\"{\"335559739\":60}\"><span data-contrast=\"none\" xml:lang=\"FR-FR\" lang=\"FR-FR\" class=\"TextRun SCXW11665171 BCX0\"><span class=\"NormalTextRun SCXW11665171 BCX0\">The cap for eligible expenses is $19,500 for an autonomous senior (max credit ~$7,605) and $25,500 for a non-autonomous senior (max credit ~$9,945).<\/span><\/span><span class=\"EOP SCXW11665171 BCX0\" data-ccp-props=\"{\"335559739\":60}\"> <\/span><\/span><\/span><\/li>\n<li><span class=\"EOP SCXW23033982 BCX0\" data-ccp-props=\"{\"335559739\":120}\"><span class=\"EOP SCXW196828115 BCX0\" data-ccp-props=\"{\"335559739\":60}\"><span class=\"EOP SCXW11665171 BCX0\" data-ccp-props=\"{\"335559739\":60}\"><span data-contrast=\"none\" xml:lang=\"FR-FR\" lang=\"FR-FR\" class=\"TextRun SCXW51178718 BCX0\"><span class=\"NormalTextRun SCXW51178718 BCX0\">The family income reduction threshold increases to $71,010 (up from $69,040 in 2024).<\/span><\/span><span class=\"EOP SCXW51178718 BCX0\" data-ccp-props=\"{\"335559739\":60}\"> <\/span><\/span><\/span><\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_3 et_pb_section et_section_regular et_flex_section\">\n<div class=\"et_pb_row_3 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_3 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_heading_2 et_pb_heading et_pb_module et_flex_module\"><div class=\"et_pb_heading_container\"><h2 class=\"et_pb_module_header\">Who Is Eligible for the Tax Credit for Home-Support Services for Seniors? <\/h2><\/div><\/div>\n\n<div class=\"et_pb_text_3 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module\"><div class=\"et_pb_text_inner\"><p><span data-contrast=\"none\" xml:lang=\"FR-FR\" lang=\"FR-FR\" class=\"TextRun SCXW153961132 BCX0\"><span class=\"NormalTextRun SCXW153961132 BCX0\">To qualify for the tax credit for home-support services for seniors, you must meet two conditions as of December 31, 2025: be aged 70 or older, and be a resident of Qu\u00e9bec. The credit applies regardless of your level of autonomy \u2014 whether you are autonomous, experiencing mild loss of autonomy, or non-autonomous. <\/span><\/span><span class=\"EOP SCXW153961132 BCX0\" data-ccp-props=\"{\"335559739\":120}\"> <\/span><\/p>\n<p><span class=\"EOP SCXW153961132 BCX0\" data-ccp-props=\"{\"335559739\":120}\"><span data-contrast=\"none\" xml:lang=\"FR-FR\" lang=\"FR-FR\" class=\"TextRun SCXW146602982 BCX0\"><span class=\"NormalTextRun SCXW146602982 BCX0\">Note: If you turned 70 during 2025, only expenses paid for services provided on or after your birthday are eligible.<\/span><\/span><span class=\"EOP SCXW146602982 BCX0\" data-ccp-props=\"{\"335559739\":120}\"> <\/span><\/span><\/p>\n<p><span class=\"EOP SCXW153961132 BCX0\" data-ccp-props=\"{\"335559739\":120}\"><span class=\"EOP SCXW146602982 BCX0\" data-ccp-props=\"{\"335559739\":120}\"><span data-contrast=\"none\" xml:lang=\"FR-FR\" lang=\"FR-FR\" class=\"TextRun SCXW190006485 BCX0\"><span class=\"NormalTextRun SCXW190006485 BCX0\">Important: This is a refundable credit, meaning you can receive it even if you owe no income tax. If you live in a private seniors\u2019 residence (RPA), you are also entitled to the credit for eligible services included or not included in your rent. <\/span><\/span><span class=\"EOP SCXW190006485 BCX0\" data-ccp-props=\"{\"335559739\":120}\"> <\/span><\/span><\/span><\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_4 et_pb_section et_section_regular et_flex_section\">\n<div class=\"et_pb_row_4 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_4 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_heading_3 et_pb_heading et_pb_module et_flex_module\"><div class=\"et_pb_heading_container\"><h2 class=\"et_pb_module_header\">Eligible Expenses for the Tax Credit <\/h2><\/div><\/div>\n\n<div class=\"et_pb_text_4 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module\"><div class=\"et_pb_text_inner\"><p><span data-contrast=\"auto\" xml:lang=\"FR-FR\" lang=\"FR-FR\" class=\"TextRun SCXW85653928 BCX0\"><span class=\"NormalTextRun SCXW85653928 BCX0\">Eligible expenses include costs for home care services that support your independence. Keep all invoices to justify your expenses. Physical goods (clothing, equipment) are not eligible.  <\/span><\/span><span class=\"EOP SCXW85653928 BCX0\" data-ccp-props=\"{\"335559739\":120}\"> <\/span><\/p>\n<p><span class=\"EOP SCXW85653928 BCX0\" data-ccp-props=\"{\"335559739\":120}\"><span data-contrast=\"none\" xml:lang=\"FR-FR\" lang=\"FR-FR\" class=\"TextRun SCXW217106441 BCX0\"><span class=\"NormalTextRun SCXW217106441 BCX0\">Here are the main eligible services for tax year 2025:<\/span><\/span><span class=\"EOP SCXW217106441 BCX0\" data-ccp-props=\"{\"335559739\":120}\"> <\/span><\/span><\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"3\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":720,\"335559991\":360,\"469769242\":[8226],\"469777803\":\"left\",\"469777804\":\"\u2022\",\"469777815\":\"hybridMultilevel\"}\" data-aria-posinset=\"1\" data-aria-level=\"1\">Meal preparation or delivery by community organizations.<span data-ccp-props=\"{\"335559739\":60}\"> <\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"3\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":720,\"335559991\":360,\"469769242\":[8226],\"469777803\":\"left\",\"469777804\":\"\u2022\",\"469777815\":\"hybridMultilevel\"}\" data-aria-posinset=\"2\" data-aria-level=\"1\">Home health care, including nursing and personal care services.<span data-ccp-props=\"{\"335559739\":60}\"> <\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"3\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":720,\"335559991\":360,\"469769242\":[8226],\"469777803\":\"left\",\"469777804\":\"\u2022\",\"469777815\":\"hybridMultilevel\"}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><b>Maintenance services<\/b> (cleaning, snow removal, yard care).<span data-ccp-props=\"{\"335559739\":60}\"> <\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"3\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":720,\"335559991\":360,\"469769242\":[8226],\"469777803\":\"left\",\"469777804\":\"\u2022\",\"469777815\":\"hybridMultilevel\"}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><b>Surveillance and security<\/b> to ensure the well-being of seniors. Includes medical alert systems and personal GPS locators.<span data-ccp-props=\"{\"335559739\":60}\"> <\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"3\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":720,\"335559991\":360,\"469769242\":[8226],\"469777803\":\"left\",\"469777804\":\"\u2022\",\"469777815\":\"hybridMultilevel\"}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><b>Laundry and linen care<\/b> (an often-overlooked eligible service).<span data-ccp-props=\"{\"335559739\":60}\"> <\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"3\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":720,\"335559991\":360,\"469769242\":[8226],\"469777803\":\"left\",\"469777804\":\"\u2022\",\"469777815\":\"hybridMultilevel\"}\" data-aria-posinset=\"6\" data-aria-level=\"1\"><b>Civic support<\/b> (help going to vote, completing forms and applications).<span data-ccp-props=\"{\"335559739\":120}\"> <\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_5 et_pb_section et_section_regular et_flex_section\">\n<div class=\"et_pb_row_5 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_5 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_heading_4 et_pb_heading et_pb_module et_flex_module\"><div class=\"et_pb_heading_container\"><h2 class=\"et_pb_module_header\">Eligible Expenses in a Private Seniors\u2019 Residence (RPA) <\/h2><\/div><\/div>\n\n<div class=\"et_pb_text_5 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module\"><div class=\"et_pb_text_inner\"><p><span data-contrast=\"none\">If you live in a private seniors\u2019 residence, a portion of the services included in your rent may be eligible for the credit. Revenu Qu\u00e9bec uses correspondence tables that assign a value to the various home-support services paid through rent.  <\/span><span data-contrast=\"none\">The maximum percentage of rent that qualifies varies:<\/span><span data-ccp-props=\"{\"335559739\":120}\"> <\/span><\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"4\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":720,\"335559991\":360,\"469769242\":[8226],\"469777803\":\"left\",\"469777804\":\"\u2022\",\"469777815\":\"hybridMultilevel\"}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"none\">65% of rent for an autonomous person living alone<\/span><span data-ccp-props=\"{\"335559739\":60}\"> <\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"4\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":720,\"335559991\":360,\"469769242\":[8226],\"469777803\":\"left\",\"469777804\":\"\u2022\",\"469777815\":\"hybridMultilevel\"}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"none\">75% for a non-autonomous person living alone<\/span><span data-ccp-props=\"{\"335559739\":60}\"> <\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"4\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":720,\"335559991\":360,\"469769242\":[8226],\"469777803\":\"left\",\"469777804\":\"\u2022\",\"469777815\":\"hybridMultilevel\"}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"none\">70% for a couple where both spouses are autonomous and aged 70+<\/span><span data-ccp-props=\"{\"335559739\":60}\"> <\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"4\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":720,\"335559991\":360,\"469769242\":[8226],\"469777803\":\"left\",\"469777804\":\"\u2022\",\"469777815\":\"hybridMultilevel\"}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"none\">80% for a couple where at least one spouse is non-autonomous<\/span><span data-ccp-props=\"{\"335559739\":120}\"> <\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><span data-contrast=\"none\">Ask your residence for a detailed breakdown of rent versus services. Our Visavie advisors can help you understand these calculations at no charge. <\/span><span data-ccp-props=\"{\"335559739\":120}\"> <\/span><\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_6 et_pb_section et_section_regular et_flex_section\">\n<div class=\"et_pb_row_6 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_6 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_heading_5 et_pb_heading et_pb_module et_flex_module\"><div class=\"et_pb_heading_container\"><h2 class=\"et_pb_module_header\">Homeowners, Renters, or Residents: Who Can Benefit? <\/h2><\/div><\/div>\n\n<div class=\"et_pb_text_6 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module\"><div class=\"et_pb_text_inner\"><ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"5\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":720,\"335559991\":360,\"469769242\":[8226],\"469777803\":\"left\",\"469777804\":\"\u2022\",\"469777815\":\"hybridMultilevel\"}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">Homeowners or Renters:<\/span><\/b><span data-contrast=\"auto\"> You are eligible regardless of whether you own or rent. The eligible amount is calculated based on your situation. <\/span><span data-ccp-props=\"{\"335559739\":60}\"> <\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"5\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":720,\"335559991\":360,\"469769242\":[8226],\"469777803\":\"left\",\"469777804\":\"\u2022\",\"469777815\":\"hybridMultilevel\"}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><b>Condo Owners: <\/b>You can include shared services between co-owners (common area maintenance, snow removal). Form TPZ-1029.MD.5 is required (provided by your co-ownership syndicate).<span data-ccp-props=\"{\"335559739\":60}\"> <\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"5\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":720,\"335559991\":360,\"469769242\":[8226],\"469777803\":\"left\",\"469777804\":\"\u2022\",\"469777815\":\"hybridMultilevel\"}\" data-aria-posinset=\"3\" data-aria-level=\"1\">Renters:<span data-contrast=\"none\">if you live in an apartment building (excluding RPPs), 5% of your monthly rent is automatically eligible. The minimum rent considered is $600 and the maximum is $1,200. <\/span><span data-ccp-props=\"{\"335559739\":60}\"> <\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"5\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":720,\"335559991\":360,\"469769242\":[8226],\"469777803\":\"left\",\"469777804\":\"\u2022\",\"469777815\":\"hybridMultilevel\"}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><b><span data-contrast=\"auto\">Residents of a seniors&#8217; residence (RPA)<\/span><\/b><span data-contrast=\"auto\"> : <\/span> <span data-contrast=\"none\">you benefit from the credit for eligible services included in your lease and for occasional services paid for separately. See &#8220;Eligible RPP Expenses&#8221; above. <\/span><span data-ccp-props=\"{\"335559739\":120}\"> <\/span><\/li>\n<\/ul>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_7 et_pb_section et_section_regular et_flex_section\">\n<div class=\"et_pb_row_7 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_7 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_heading_6 et_pb_heading et_pb_module et_flex_module\"><div class=\"et_pb_heading_container\"><h2 class=\"et_pb_module_header\">How to Calculate the Tax Credit? <\/h2><\/div><\/div>\n\n<div class=\"et_pb_text_7 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module\"><div class=\"et_pb_text_inner\"><p><span data-contrast=\"auto\">The amount of the credit depends on your annual income, your family situation, and the total eligible expenses.<\/span><span data-ccp-props=\"{\"335559739\":120}\"> <\/span><\/p>\n<p><span data-contrast=\"auto\">You can use the tool offered by Revenu Qu\u00e9bec to make the calculation: <\/span><a href=\"https:\/\/www.revenuquebec.ca\/en\/citizens\/tax-credits\/tax-credit-for-home-support-services-for-seniors\/calculating-the-tax-credit\/\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">Revenu Qu\u00e9bec calculator<\/span><\/a><span data-ccp-props=\"{\"335559739\":120}\"> <\/span><\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_8 et_pb_section et_section_regular et_flex_section\">\n<div class=\"et_pb_row_8 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_8 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_heading_7 et_pb_heading et_pb_module et_flex_module\"><div class=\"et_pb_heading_container\"><h2 class=\"et_pb_module_header\">When and how do I apply?  <\/h2><\/div><\/div>\n\n<div class=\"et_pb_text_8 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module\"><div class=\"et_pb_text_inner\"><p><span data-contrast=\"auto\">There are two ways to apply:<\/span><span data-ccp-props=\"{\"335559739\":120}\"> <\/span><\/p>\n<p><b><span data-contrast=\"auto\">1. At the end of the tax year<\/span><\/b><span data-contrast=\"auto\"> Complete Schedule J when you file your income tax return.<\/span><span data-ccp-props=\"{\"335559739\":60}\"> <\/span><\/p>\n<p><b><span data-contrast=\"auto\">2. In advance payments<\/span><\/b><span data-contrast=\"auto\"> You can request monthly payments by direct deposit. <\/span><span data-contrast=\"none\">You have until December 1 of the current year to request advance payments.<\/span><span data-ccp-props=\"{\"335559739\":120}\"> <\/span><\/p>\n<p><span data-contrast=\"none\">If you have a spouse and are both eligible, only one of you can claim the couple&#8217;s credit. The amount will be the same, regardless of who makes the claim. <\/span><span data-ccp-props=\"{\"335559739\":120}\"> <\/span><\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_9 et_pb_section et_section_regular et_flex_section\">\n<div class=\"et_pb_row_9 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_9 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_heading_8 et_pb_heading et_pb_module et_flex_module\"><div class=\"et_pb_heading_container\"><h2 class=\"et_pb_module_header\">Concrete examples: how much could you receive?  <\/h2><\/div><\/div>\n\n<div class=\"et_pb_heading_9 et_pb_heading et_pb_module et_flex_module\"><div class=\"et_pb_heading_container\"><h3 class=\"et_pb_module_header\">Concrete examples: how much could you receive? Example 1: Monique, 74, independent, lives in her own home.   <\/h3><\/div><\/div>\n\n<div class=\"et_pb_text_9 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module\"><div class=\"et_pb_text_inner\"><p><span data-contrast=\"none\" xml:lang=\"FR-FR\" lang=\"FR-FR\" class=\"TextRun SCXW21453190 BCX0\"><span class=\"NormalTextRun SCXW21453190 BCX0\">Monique pays $200\/month for housekeeping and snow removal, for a total of $2,400\/year. She is self-sufficient and her family income is $45,000. Estimated credit: $2,400 \u00d7 39% = $936\/year. This amount will be reimbursed in full, since the credit is refundable.   <\/span><\/span><span class=\"EOP SCXW21453190 BCX0\" data-ccp-props=\"{\"335559739\":120}\"> <\/span><\/p>\n<\/div><\/div>\n\n<div class=\"et_pb_heading_10 et_pb_heading et_pb_module et_flex_module\"><div class=\"et_pb_heading_container\"><h3 class=\"et_pb_module_header\">Example 2: Robert, 82, non-independent, living in an RPA  <\/h3><\/div><\/div>\n\n<div class=\"et_pb_text_10 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module\"><div class=\"et_pb_text_inner\"><p><span data-contrast=\"none\" xml:lang=\"FR-FR\" lang=\"FR-FR\" class=\"TextRun SCXW259911916 BCX0\"><span class=\"NormalTextRun SCXW259911916 BCX0\">Robert lives in a private seniors&#8217; residence where his monthly rent is $3,200, a significant portion of which includes eligible services (meals, maintenance, personal care). According to Revenu Qu\u00e9bec tables, approximately 75% of his rent corresponds to eligible services, i.e. $2,400\/month or $28,800\/year. Since the ceiling for a non-independent person is $25,500, the maximum credit is $25,500 \u00d7 39% = ~$9,945. Since her income is less than $71,010, no reduction applies.   <\/span><\/span><span class=\"EOP SCXW259911916 BCX0\" data-ccp-props=\"{\"335559739\":120}\"> <\/span><\/p>\n<\/div><\/div>\n\n<div class=\"et_pb_heading_11 et_pb_heading et_pb_module et_flex_module\"><div class=\"et_pb_heading_container\"><h3 class=\"et_pb_module_header\">Example 3: Couple &#8211; Lise and Jean, aged 78 and 80, in an apartment  <\/h3><\/div><\/div>\n\n<div class=\"et_pb_text_11 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module\"><div class=\"et_pb_text_inner\"><p><span data-contrast=\"none\" xml:lang=\"FR-FR\" lang=\"FR-FR\" class=\"TextRun SCXW48338997 BCX0\"><span class=\"NormalTextRun SCXW48338997 BCX0\">Lise and Jean are both self-sufficient and live in an apartment with a rent of $1,100\/month. 5% of their rent is automatically eligible, i.e. $55\/month or $660\/year. They also pay $150\/month for  <\/span><span class=\"NormalTextRun ContextualSpellingAndGrammarErrorV2Themed SCXW48338997 BCX0\">domestic help<\/span><span class=\"NormalTextRun SCXW48338997 BCX0\"><span> <\/span>($1,800\/year). Total eligible expenses: $2,460. Estimated credit: $2,460 \u00d7 39% = ~$959.  <\/span><\/span><span class=\"EOP SCXW48338997 BCX0\" data-ccp-props=\"{\"335559739\":120}\"> <\/span><\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_10 et_pb_section et_section_regular et_flex_section\">\n<div class=\"et_pb_row_10 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_10 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_heading_12 et_pb_heading et_pb_module et_flex_module\"><div class=\"et_pb_heading_container\"><h2 class=\"et_pb_module_header\">Common Mistakes to Avoid <\/h2><\/div><\/div>\n\n<div class=\"et_pb_text_12 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module\"><div class=\"et_pb_text_inner\"><ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"7\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":720,\"335559991\":360,\"469769242\":[8226],\"469777803\":\"left\",\"469777804\":\"\u2022\",\"469777815\":\"hybridMultilevel\"}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><b><span data-contrast=\"none\">Don&#8217;t ask for advance payments<\/span><\/b><span data-contrast=\"none\"> Many seniors wait for their income tax return, when they could be receiving their credit monthly by direct deposit.<\/span><span data-ccp-props=\"{\"335559739\":80}\"> <\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"7\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":720,\"335559991\":360,\"469769242\":[8226],\"469777803\":\"left\",\"469777804\":\"\u2022\",\"469777815\":\"hybridMultilevel\"}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><b><span data-contrast=\"none\">Do not keep invoices<\/span><\/b><span data-contrast=\"none\"> Keep all supporting documents for eligible services (itemized invoices, receipts, breakdown of rent).<\/span><span data-ccp-props=\"{\"335559739\":80}\"> <\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"7\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":720,\"335559991\":360,\"469769242\":[8226],\"469777803\":\"left\",\"469777804\":\"\u2022\",\"469777815\":\"hybridMultilevel\"}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><b><span data-contrast=\"none\">Confusing the CMD with the federal medical expense deduction<\/span><\/b><span data-contrast=\"none\"> The same expenses cannot be claimed in both places. <\/span><span data-contrast=\"none\">Choose the most advantageous.<\/span><span data-ccp-props=\"{\"335559739\":80}\"> <\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"7\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":720,\"335559991\":360,\"469769242\":[8226],\"469777803\":\"left\",\"469777804\":\"\u2022\",\"469777815\":\"hybridMultilevel\"}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><b><span data-contrast=\"none\">Don&#8217;t ask your RPP for a rent breakdown<\/span><\/b><span data-contrast=\"none\"> Without this detail, you risk missing out on hundreds of dollars in credit.<\/span><span data-ccp-props=\"{\"335559739\":80}\"> <\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"7\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":720,\"335559991\":360,\"469769242\":[8226],\"469777803\":\"left\",\"469777804\":\"\u2022\",\"469777815\":\"hybridMultilevel\"}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><b><span data-contrast=\"none\">Forget occasional services<\/span><\/b><span data-contrast=\"none\"> Even occasional services (snow removal, window washing) are eligible if billed by a contractor or employee.<\/span><span data-ccp-props=\"{\"335559739\":120}\"> <\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_11 et_pb_section et_section_regular et_flex_section\">\n<div class=\"et_pb_row_11 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_11 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_heading_13 et_pb_heading et_pb_module et_flex_module\"><div class=\"et_pb_heading_container\"><h2 class=\"et_pb_module_header\">Other financial assistance for seniors in Quebec  <\/h2><\/div><\/div>\n\n<div class=\"et_pb_text_13 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module\"><div class=\"et_pb_text_inner\"><p><span data-contrast=\"none\">In addition to the home-maintenance credit, there are a number of other programs that can ease the burden on Quebec seniors:<\/span><span data-ccp-props=\"{\"335559739\":120}\"> <\/span><\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"8\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":720,\"335559991\":360,\"469769242\":[8226],\"469777803\":\"left\",\"469777804\":\"\u2022\",\"469777815\":\"hybridMultilevel\"}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><b><span data-contrast=\"none\">Tax credit for support to seniors<\/span><\/b><span data-contrast=\"none\"> &#8211; up to $2,000 per eligible person (<\/span><a href=\"https:\/\/www.revenuquebec.ca\/fr\/citoyens\/credits-dimpot\/credit-dimpot-pour-soutien-aux-aines\/\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">Revenu Qu\u00e9bec<\/span><\/a><span data-contrast=\"none\">)<\/span><span data-ccp-props=\"{\"335559739\":80}\"> <\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"8\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":720,\"335559991\":360,\"469769242\":[8226],\"469777803\":\"left\",\"469777804\":\"\u2022\",\"469777815\":\"hybridMultilevel\"}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><b><span data-contrast=\"none\">Old Age Security (OAS) pension and Guaranteed Income Supplement (GIS)<\/span><\/b><span data-contrast=\"none\"> &#8211; federal basic income for low-income seniors (<\/span><a href=\"https:\/\/www.canada.ca\/fr\/services\/prestations\/pensionspubliques\/securite-vieillesse.html\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">canada.ca<\/span><\/a><span data-contrast=\"none\">)<\/span><span data-ccp-props=\"{\"335559739\":80}\"> <\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"8\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":720,\"335559991\":360,\"469769242\":[8226],\"469777803\":\"left\",\"469777804\":\"\u2022\",\"469777815\":\"hybridMultilevel\"}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><b><span data-contrast=\"none\">Quebec Pension Plan (QPP)<\/span><\/b><span data-contrast=\"none\"> &#8211; monthly retirement pension with progressive improvements (<\/span><a href=\"https:\/\/www.rrq.gouv.qc.ca\/fr\/programmes\/regime_rentes\/rente_retraite\/Pages\/rente_retraite.aspx\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">rrq.gouv.qc.ca<\/span><\/a><span data-contrast=\"none\">)<\/span><span data-ccp-props=\"{\"335559739\":80}\"> <\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"8\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":720,\"335559991\":360,\"469769242\":[8226],\"469777803\":\"left\",\"469777804\":\"\u2022\",\"469777815\":\"hybridMultilevel\"}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><b><span data-contrast=\"none\">Home Accessibility Tax Credit (HATC)<\/span><\/b><span data-contrast=\"none\"> &#8211; for age-friendly renovations (<\/span><a href=\"https:\/\/www.canada.ca\/fr\/agence-revenu\/services\/impot\/particuliers\/sujets\/tout-votre-declaration-revenus\/declaration-revenus\/remplir-declaration-revenus\/deductions-credits-depenses\/ligne-31285-depenses-accessibilite-domiciliaire.html\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">ARC<\/span><\/a><span data-contrast=\"none\">)<\/span><span data-ccp-props=\"{\"335559739\":80}\"> <\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\u2022\" data-font=\"\" data-listid=\"8\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":720,\"335559991\":360,\"469769242\":[8226],\"469777803\":\"left\",\"469777804\":\"\u2022\",\"469777815\":\"hybridMultilevel\"}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><b><span data-contrast=\"none\">Shelter Allowance Program<\/span><\/b><span data-contrast=\"none\"> &#8211; rental assistance for low-income households (<\/span><a href=\"https:\/\/www.revenuquebec.ca\/fr\/citoyens\/votre-situation\/faible-revenu\/programme-allocation-logement\/\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">Revenu Qu\u00e9bec<\/span><\/a><span data-contrast=\"none\">)<\/span><span data-ccp-props=\"{\"335559739\":80}\"> <\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><span data-contrast=\"none\">For a complete overview of all available financial aid, see our page <\/span><b><span data-contrast=\"none\">Financial assistance<\/span><\/b><span data-ccp-props=\"{\"335559739\":120}\"> <\/span><\/p>\n<\/div><\/div>\n\n<div class=\"et_pb_text_14 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module\"><div class=\"et_pb_text_inner\"><p><span data-contrast=\"auto\" lang=\"FR-FR\" class=\"TextRun SCXW194719456 BCX0\"><span class=\"NormalTextRun SCXW194719456 BCX0\">Disclaimer<\/span><\/span><span data-contrast=\"auto\" lang=\"FR-FR\" class=\"TextRun SCXW194719456 BCX0\"><span class=\"NormalTextRun SCXW194719456 BCX0\">&#8211;<span> <\/span><\/span><\/span> <span data-contrast=\"none\" xml:lang=\"FR-FR\" lang=\"FR-FR\" class=\"TextRun SCXW194719456 BCX0\"><span class=\"NormalTextRun SCXW194719456 BCX0\">The information contained in this article is provided for informational purposes only and does not constitute tax, financial or legal advice. Although <span> <\/span><\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW194719456 BCX0\">Visavie<\/span><span class=\"NormalTextRun SCXW194719456 BCX0\"><span> <\/span>strives to present accurate and up-to-date information, amounts, rates, eligibility criteria and terms and conditions of government programs are subject to change without notice.<span> <\/span><\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW194719456 BCX0\">Visavie<\/span><span class=\"NormalTextRun SCXW194719456 BCX0\"><span> <\/span>is not an accounting or tax services firm. Before making any decision based on the contents of this article, we recommend that you consult a Chartered Professional Accountant (CPA), tax professional or qualified financial advisor. <span> <\/span><\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW194719456 BCX0\">Visavie<\/span><span class=\"NormalTextRun SCXW194719456 BCX0\"><span> <\/span>assumes no responsibility for errors, omissions or consequences arising from the use of the information presented.<\/span><\/span><span class=\"EOP SCXW194719456 BCX0\" data-ccp-props=\"{\"335559739\":120}\"> <\/span><\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_12 et_pb_section et_section_regular et_flex_section\">\n<div class=\"et_pb_row_12 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_12 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_heading_14 et_pb_heading et_pb_module et_flex_module\"><div class=\"et_pb_heading_container\"><h2 class=\"et_pb_module_header\">Frequently Asked Questions About the Ontario Seniors Care at Home Tax Credit<\/h2><\/div><\/div>\n\n<div class=\"et_pb_accordion_0 et_pb_accordion et_pb_module et_flex_module\">\n<div class=\"et_pb_accordion_item_0 et_pb_accordion_item et_pb_toggle et_pb_module et_pb_toggle_open et_flex_module\"><h3 class=\"et_pb_toggle_title\">Is the home support tax credit refundable?  <\/h3><div class=\"et_pb_toggle_content et_flex_module\"><p><span data-contrast=\"none\" xml:lang=\"FR-FR\" lang=\"FR-FR\" class=\"TextRun SCXW46070964 BCX0\"><span class=\"NormalTextRun SCXW46070964 BCX0\">Yes. It is a refundable credit: even if you owe no income tax, you will receive the amount you are entitled to. <\/span><\/span><span class=\"EOP SCXW46070964 BCX0\" data-ccp-props=\"{\"335559739\":120}\"> <\/span><\/p>\n<\/div><\/div>\n\n<div class=\"et_pb_accordion_item_1 et_pb_accordion_item et_pb_toggle et_pb_module et_pb_toggle_close et_flex_module\"><h3 class=\"et_pb_toggle_title\">Can I benefit from the credit if I live in a private seniors\u2019 residence? <\/h3><div class=\"et_pb_toggle_content et_flex_module\"><p><span data-contrast=\"none\" xml:lang=\"FR-FR\" lang=\"FR-FR\" class=\"TextRun SCXW90947546 BCX0\"><span class=\"NormalTextRun SCXW90947546 BCX0\">Yes, a portion of the services included in your RPP rent is eligible. Ask your residence for a breakdown.  <\/span><\/span><span class=\"EOP SCXW90947546 BCX0\" data-ccp-props=\"{\"335559739\":120}\"> <\/span><\/p>\n<\/div><\/div>\n\n<div class=\"et_pb_accordion_item_2 et_pb_accordion_item et_pb_toggle et_pb_module et_pb_toggle_close et_flex_module\"><h3 class=\"et_pb_toggle_title\">What will the credit rate be in 2025?  <\/h3><div class=\"et_pb_toggle_content et_flex_module\"><p><span data-contrast=\"none\" xml:lang=\"FR-FR\" lang=\"FR-FR\" class=\"TextRun SCXW237103432 BCX0\"><span class=\"NormalTextRun SCXW237103432 BCX0\">The rate is 39% for the 2025 tax year. It will rise to 40% in 2026. <\/span><\/span><span class=\"EOP SCXW237103432 BCX0\" data-ccp-props=\"{\"335559739\":120}\"> <\/span><\/p>\n<\/div><\/div>\n\n<div class=\"et_pb_accordion_item_3 et_pb_accordion_item et_pb_toggle et_pb_module et_pb_toggle_close et_flex_module\"><h3 class=\"et_pb_toggle_title\">Do I have to file an income tax return to receive the credit?  <\/h3><div class=\"et_pb_toggle_content et_flex_module\"><p><span data-contrast=\"none\" xml:lang=\"FR-FR\" lang=\"FR-FR\" class=\"TextRun SCXW58469524 BCX0\"><span class=\"NormalTextRun SCXW58469524 BCX0\">Yes, you must file your Qu\u00e9bec income tax return and complete Schedule J. You can also request advance payments. <\/span><\/span><span class=\"EOP SCXW58469524 BCX0\" data-ccp-props=\"{\"335559739\":120}\"> <\/span><\/p>\n<\/div><\/div>\n\n<div class=\"et_pb_accordion_item_4 et_pb_accordion_item et_pb_toggle et_pb_module et_pb_toggle_close et_flex_module\"><h3 class=\"et_pb_toggle_title\">My spouse and I are both 70. Can we each claim the credit?   <\/h3><div class=\"et_pb_toggle_content et_flex_module\"><p><span data-contrast=\"none\" xml:lang=\"FR-FR\" lang=\"FR-FR\" class=\"TextRun SCXW131416953 BCX0\"><span class=\"NormalTextRun SCXW131416953 BCX0\">No. Only one spouse can claim the credit for the couple, but the total amount will be the same regardless of who makes the claim. <\/span><\/span><span class=\"EOP SCXW131416953 BCX0\" data-ccp-props=\"{\"335559739\":120}\"> <\/span><\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_13 et_pb_section et_section_regular et_flex_section\">\n<div class=\"et_pb_row_13 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_13 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_heading_15 et_pb_heading et_pb_module et_flex_module\"><div class=\"et_pb_heading_container\"><h2 class=\"et_pb_module_header\">Take advantage of our accommodation advisors&#8217; expertise<\/h2><\/div><\/div>\n\n<div class=\"et_pb_text_15 et_pb_text et_pb_bg_layout_light et_pb_module et_flex_module\"><div class=\"et_pb_text_inner\"><p style=\"text-align: justify;\"><span data-teams=\"true\">Are you looking for a senior living community in Quebec and want to understand the financial assistance you\u2019re eligible for? Our Visavie housing advisors are here to help you find the right community for your needs and budget\u2014at no cost. Service available 7 days a week.  <\/span><\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_row_14 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_14 et_pb_column et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_12_24 et_flex_column_12_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_module et_pb_button_module_wrapper et_pb_button_0_wrapper\"><a class=\"et_pb_button_0 et_pb_button et_pb_bg_layout_light et_pb_module et_flex_module\" href=\"\/territory\/quebec\" data-icon=\"E\">Our Quebec advisors<\/a><\/div>\n<\/div>\n\n<div class=\"et_pb_column_15 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_12_24 et_flex_column_12_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_module et_pb_button_module_wrapper et_pb_button_1_wrapper\"><a class=\"et_pb_button_1 et_pb_button et_pb_bg_layout_light et_pb_module et_flex_module\" href=\"https:\/\/visavie.com\/en\/territory\/ontario\" data-icon=\"E\">Our Ontario advisors<\/a><\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_row_15 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_16 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_heading_16 et_pb_heading et_pb_module et_flex_module\"><div class=\"et_pb_heading_container\"><h2 class=\"et_pb_module_header\">More articles<\/h2><\/div><\/div>\n\n<div class=\"et_pb_blog_0 et_pb_blog et_pb_bg_layout_light et_pb_posts et_pb_module\"><div class=\"et_pb_ajax_pagination_container\"><div class=\"et_pb_posts et_grid_module\"><article class=\"et_pb_post et_pb_post_id_250657 clearfix et_pb_blog_item_0_0 post-250657 post type-post status-publish format-standard has-post-thumbnail hentry category-finance-and-advice\"><div class=\"et_pb_image_container\"><a href=\"https:\/\/visavie.com\/en\/ontario-seniors-care-at-home-tax-credit-2026-complete-guide\" class=\"entry-featured-image-url\"><img decoding=\"async\" src=\"https:\/\/visavie.com\/wp-content\/uploads\/2026\/04\/middle-aged-black-man-and-woman-calculating-taxes-2026-03-26-23-29-29-utc-1-scaled.webp\" width=\"400\" height=\"284\" alt=\"Ontario Seniors Care at Home Tax Credit (2025\u20132026): Complete Guide\" class=\"\" srcset=\"https:\/\/visavie.com\/wp-content\/uploads\/2026\/04\/middle-aged-black-man-and-woman-calculating-taxes-2026-03-26-23-29-29-utc-1-scaled.webp 479w, https:\/\/visavie.com\/wp-content\/uploads\/2026\/04\/middle-aged-black-man-and-woman-calculating-taxes-2026-03-26-23-29-29-utc-1-400x284.webp 480w\" sizes=\"(max-width:479px) 479px, 100vw\" \/><span data-icon=\"\ue050\" class=\"et_overlay et_pb_inline_icon\"><\/span><\/a><\/div><h2 class=\"entry-title\"><a href=\"https:\/\/visavie.com\/en\/ontario-seniors-care-at-home-tax-credit-2026-complete-guide\">Ontario Seniors Care at Home Tax Credit (2025\u20132026): Complete Guide<\/a><\/h2><p class=\"post-meta\">by <span class=\"author vcard\"><a href=\"https:\/\/visavie.com\/en\/author\/samuel-vincent\" title=\"Posts by Samuel Vincent\" rel=\"author\">Samuel Vincent<\/a><\/span> | <span class=\"published\">Apr 9, 2026<\/span> | <span class=\"entry-categories\"><a href=\"https:\/\/visavie.com\/en\/category\/finance-and-advice\" rel=\"tag\">Finance and advice<\/a><\/span><\/p><div class=\"post-content\"><div class=\"post-content-inner\"><p>The Ontario Seniors Care at Home Tax Credit is a refundable provincial tax credit that allows individuals aged 70 and older to recover up to 25% of eligible medical expenses that support aging at home. Whether you live in your own house, an apartment, or a retirement&#8230;<\/p>\n<\/div><\/div><\/article><article class=\"et_pb_post et_pb_post_id_250644 clearfix et_pb_blog_item_0_1 post-250644 post type-post status-publish format-standard has-post-thumbnail hentry category-finance-and-advice\"><div class=\"et_pb_image_container\"><a href=\"https:\/\/visavie.com\/en\/tax-credit-for-home-maintenance-for-seniors-in-quebec-2026-comprehensive-guide\" class=\"entry-featured-image-url\"><img decoding=\"async\" src=\"https:\/\/visavie.com\/wp-content\/uploads\/2026\/04\/hands-of-agent-and-senior-client-discussing-invest-2026-01-09-09-10-18-utc-scaled.webp\" width=\"400\" height=\"284\" alt=\"Tax Credit for Home-Support Services for Seniors in Qu\u00e9bec (2025\u20132026): Complete Guide\" class=\"\" srcset=\"https:\/\/visavie.com\/wp-content\/uploads\/2026\/04\/hands-of-agent-and-senior-client-discussing-invest-2026-01-09-09-10-18-utc-scaled.webp 479w, https:\/\/visavie.com\/wp-content\/uploads\/2026\/04\/hands-of-agent-and-senior-client-discussing-invest-2026-01-09-09-10-18-utc-400x284.webp 480w\" sizes=\"(max-width:479px) 479px, 100vw\" \/><span data-icon=\"\ue050\" class=\"et_overlay et_pb_inline_icon\"><\/span><\/a><\/div><h2 class=\"entry-title\"><a href=\"https:\/\/visavie.com\/en\/tax-credit-for-home-maintenance-for-seniors-in-quebec-2026-comprehensive-guide\">Tax Credit for Home-Support Services for Seniors in Qu\u00e9bec (2025\u20132026): Complete Guide<\/a><\/h2><p class=\"post-meta\">by <span class=\"author vcard\"><a href=\"https:\/\/visavie.com\/en\/author\/samuel-vincent\" title=\"Posts by Samuel Vincent\" rel=\"author\">Samuel Vincent<\/a><\/span> | <span class=\"published\">Apr 9, 2026<\/span> | <span class=\"entry-categories\"><a href=\"https:\/\/visavie.com\/en\/category\/finance-and-advice\" rel=\"tag\">Finance and advice<\/a><\/span><\/p><div class=\"post-content\"><div class=\"post-content-inner\"><p>The tax credit for home-support services for seniors (CMD) is a refundable Qu\u00e9bec tax credit that allows individuals aged 70 and older to recover up to 39% of eligible expenses for home-support services. Whether you live in your own house, an apartment, a condo, or a&#8230;<\/p>\n<\/div><\/div><\/article><article class=\"et_pb_post et_pb_post_id_250069 clearfix et_pb_blog_item_0_2 post-250069 post type-post status-publish format-standard has-post-thumbnail hentry category-education-and-awareness category-housing\"><div class=\"et_pb_image_container\"><a href=\"https:\/\/visavie.com\/en\/choosing-right-senior-residence-visavie-advisors\" class=\"entry-featured-image-url\"><img decoding=\"async\" src=\"https:\/\/visavie.com\/wp-content\/uploads\/2025\/07\/photos-conseillere-02.webp?ver=1776444203\" width=\"400\" height=\"284\" alt=\"Choosing the Right Retirement Home: Trust the Expertise of Visavie Advisors\" class=\"\" srcset=\"https:\/\/visavie.com\/wp-content\/uploads\/2025\/07\/photos-conseillere-02.webp?ver=1776444203 479w, https:\/\/visavie.com\/wp-content\/uploads\/2025\/07\/photos-conseillere-02-400x284.webp?ver=1776444203 480w\" sizes=\"(max-width:479px) 479px, 100vw\" \/><span data-icon=\"\ue050\" class=\"et_overlay et_pb_inline_icon\"><\/span><\/a><\/div><h2 class=\"entry-title\"><a href=\"https:\/\/visavie.com\/en\/choosing-right-senior-residence-visavie-advisors\">Choosing the Right Retirement Home: Trust the Expertise of Visavie Advisors<\/a><\/h2><p class=\"post-meta\">by <span class=\"author vcard\"><a href=\"https:\/\/visavie.com\/en\/author\/visavie\" title=\"Posts by Visavie\" rel=\"author\">Visavie<\/a><\/span> | <span class=\"published\">Jul 2, 2025<\/span> | <span class=\"entry-categories\"><a href=\"https:\/\/visavie.com\/en\/category\/education-and-awareness\" rel=\"tag\">Education and awareness<\/a>, <a href=\"https:\/\/visavie.com\/en\/category\/housing\" rel=\"tag\">Housing<\/a><\/span><\/p><div class=\"post-content\"><div class=\"post-content-inner\"><p>What if you weren\u2019t alone in finding the right private retirement home? The time has come \u2014 that moment when it\u2019s necessary to think about a new place to live, for yourself or an elderly loved one. It\u2019s not an easy decision. It\u2019s a mix of emotions, memories left&#8230;<\/p>\n<\/div><\/div><\/article><\/div><div class=\"pagination clearfix\">\n\t<div class=\"alignleft\"><a href=\"https:\/\/visavie.com\/en\/wp-json\/wp\/v2\/posts\/250644\/page\/2?et_blog\">&laquo; Older Entries<\/a><\/div>\n\t<div class=\"alignright\"><\/div>\n<\/div><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":14,"featured_media":250677,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1109],"tags":[],"post_folder":[],"class_list":["post-250644","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance-and-advice"],"acf":[],"_links":{"self":[{"href":"https:\/\/visavie.com\/en\/wp-json\/wp\/v2\/posts\/250644","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/visavie.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/visavie.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/visavie.com\/en\/wp-json\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/visavie.com\/en\/wp-json\/wp\/v2\/comments?post=250644"}],"version-history":[{"count":3,"href":"https:\/\/visavie.com\/en\/wp-json\/wp\/v2\/posts\/250644\/revisions"}],"predecessor-version":[{"id":250880,"href":"https:\/\/visavie.com\/en\/wp-json\/wp\/v2\/posts\/250644\/revisions\/250880"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/visavie.com\/en\/wp-json\/wp\/v2\/media\/250677"}],"wp:attachment":[{"href":"https:\/\/visavie.com\/en\/wp-json\/wp\/v2\/media?parent=250644"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/visavie.com\/en\/wp-json\/wp\/v2\/categories?post=250644"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/visavie.com\/en\/wp-json\/wp\/v2\/tags?post=250644"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/visavie.com\/en\/wp-json\/wp\/v2\/post_folder?post=250644"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}