{"id":247984,"date":"2024-11-30T15:50:28","date_gmt":"2024-11-30T20:50:28","guid":{"rendered":"https:\/\/staging.visavie.com\/government-subsidies-for-seniors-what-you-need-to-know"},"modified":"2026-04-14T09:29:45","modified_gmt":"2026-04-14T13:29:45","slug":"subventions-gouvernementales-pour-aines-ce-quil-faut-savoir","status":"publish","type":"post","link":"https:\/\/visavie.com\/en\/subventions-gouvernementales-pour-aines-ce-quil-faut-savoir","title":{"rendered":"Government grants for seniors: what you need to know"},"content":{"rendered":"<div class=\"et_pb_section_0 et_pb_section et_section_regular et_block_section\">\n<div class=\"et_pb_row_0 et_pb_row et_block_row\">\n<div class=\"et_pb_column_0 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_text_0 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module\"><div class=\"et_pb_text_inner\"><p>At Visavie, we believe that every senior deserves to enjoy their retirement with dignity. To ease the financial burden on seniors and promote their well-being, several government grants are available. Discover the main financial assistance programs that can improve your daily life, whether you live at home or in a senior living facility.  <\/p>\n<h2>The main objectives of government subsidies<\/h2>\n<p>These grants, provided by the federal and provincial governments, are designed to help seniors:<\/p>\n<ol>\n<li>Access home care or care in a residential facility.<\/li>\n<li>Manage housing costs.<\/li>\n<li>Maintaining autonomy.<\/li>\n<li>Enjoy enriching activities.<\/li>\n<\/ol>\n<p>These programs are designed to enable you to live serenely while focusing on your health and your personal projects.<\/p>\n<h2>Government subsidies for seniors in Quebec: 7 essential aids<\/h2>\n<p>Here&#8217;s an overview of the main subsidies for seniors in Quebec.<\/p>\n<h3><span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.revenuquebec.ca\/en\/citizens\/tax-credits\/tax-credit-for-home-support-services-for-seniors\/\" target=\"_blank\" rel=\"noopener\">Tax credit for home support for seniors<\/a><\/span><\/h3>\n<p>Aimed at seniors aged 70 and over, this tax credit supports home help services (housekeeping, hygiene care, etc.). This program also applies to seniors living in private residences. <\/p>\n<h3><span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.revenuquebec.ca\/fr\/citoyens\/credits-dimpot\/credit-dimpot-pour-frais-engages-par-un-aine-pour-maintenir-son-autonomie\/\" target=\"_blank\" rel=\"noopener\">Tax credit for independent living expenses<\/a><\/span><\/h3>\n<p>This credit can be used to adapt the home with equipment such as walkers or healthcare beds, or to cover the cost of rehabilitation after hospitalization.<\/p>\n<h3><span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.revenuquebec.ca\/fr\/citoyens\/credits-dimpot\/credit-dimpot-pour-soutien-aux-aines\/\" target=\"_blank\" rel=\"noopener\">Tax Credit for Senior Support<\/a><\/span><\/h3>\n<p>Available from age 70, this credit is calculated according to family income, and can reach up to $4,000 for a couple, or $2,000 for a single person.<\/p>\n<h3><span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.revenuquebec.ca\/fr\/citoyens\/votre-situation\/faible-revenu\/programme-allocation-logement\/\" target=\"_blank\" rel=\"noopener\">Housing allowance<\/a><\/span><\/h3>\n<p>This assistance is aimed at low-income seniors aged 50 and over. Depending on your situation, you can get between $100 and $170 a month to help with the cost of rent. <\/p>\n<h3><span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.revenuquebec.ca\/fr\/citoyens\/credits-dimpot\/subvention-pour-aines-relative-a-une-hausse-de-taxes-municipales\/\" target=\"_blank\" rel=\"noopener\">Subsidy for municipal tax increases<\/a><\/span><\/h3>\n<p>If you&#8217;ve owned your home for 15 years and have a family income of less than $58,200, this subsidy can alleviate the impact of municipal tax increases.<\/p>\n<h3><span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.budget.finances.gouv.qc.ca\/budget\/outils\/depenses-fiscales\/fiches\/fiche-110107.asp\" target=\"_blank\" rel=\"noopener\">Tax credit for seniors&#8217; activities<\/a><\/span><\/h3>\n<p>This credit is used to recover part of the cost of enrolment in cultural, recreational or sporting activities that promote physical activity and combat social isolation.<\/p>\n<h3><span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.revenuquebec.ca\/fr\/une-mission-des-actions\/vous-aider-a-vous-conformer\/service-daide-en-impot-programme-des-benevoles\/\" target=\"_blank\" rel=\"noopener\">Tax assistance<\/a><\/span><\/h3>\n<p>A free service for low-income seniors helps you file your tax return and maximize your credits and grants.<\/p>\n<h2><strong>Financial assistance in Canada: 3 federal programs you should know about<\/strong><\/h2>\n<h3><span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.canada.ca\/fr\/agence-revenu\/services\/impot\/particuliers\/sujets\/tout-votre-declaration-revenus\/declaration-revenus\/remplir-declaration-revenus\/deductions-credits-depenses\/montant-aidants-naturels.html\" target=\"_blank\" rel=\"noopener\">Canadian caregiver credit<\/a><\/span><\/h3>\n<p>The Canadian Caregiver Tax Credit (CCTC) is a non-refundable tax credit offered by the federal government. Its purpose is to recognize that people who care for a disabled relative have a different ability to pay tax than other taxpayers with similar incomes. <\/p>\n<h3><span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.canada.ca\/fr\/services\/prestations\/pensionspubliques\/rpc.html\" target=\"_blank\" rel=\"noopener\">Canada Pension Plan (CPP) retirement pension<\/a><\/span><\/h3>\n<p>This pension provides a basic income for seniors who have contributed to the CPP. It can start as early as age 60, with a reduction, or at age 65, with full benefits. <\/p>\n<h3><span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.canada.ca\/fr\/services\/prestations\/pensionspubliques\/securite-vieillesse.html\" target=\"_blank\" rel=\"noopener\">Old Age Security (OAS) pension<\/a><\/span><\/h3>\n<p>Available to all Canadian citizens aged 65 and over, OAS provides basic financial support, supplemented by a Guaranteed Income Supplement (GIS) for those with lower incomes.<\/p>\n<h3><span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.canada.ca\/fr\/emploi-developpement-social\/programmes\/nouveaux-horizons-aines.html\" target=\"_blank\" rel=\"noopener\">New Horizons for Seniors Program<\/a><\/span><\/h3>\n<p>This program supports initiatives that promote volunteerism, social inclusion and intergenerational relations, while stimulating positive projects for seniors.<\/p>\n<h2><strong>Additional resources for seniors and their loved ones<\/strong><\/h2>\n<p>In addition to grants and tax credits, support services are available for family caregivers, including federal and provincial measures designed to assist them.<\/p>\n<p>If you or a loved one are not yet ready to move into a residence, our sister company, Amika, offers <a href=\"https:\/\/spectrumhealthcare.com\/\" target=\"_blank\" rel=\"noopener\">in-home assistance services<\/a>. These personalized services enable seniors to remain at home while receiving the assistance they need to maintain their independence and quality of life. <\/p>\n<h2><strong>At Visavie, we are here for you 7 days a week!<\/strong><\/h2>\n<p>We assist seniors and their families in finding the perfect private residence, whether for an urgent move, temporary housing, or a new living environment. We guide you through every step of the process to help you make the best choice, at no cost for the services we provide. <\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_1 et_pb_section et_section_regular et_flex_section\">\n<div class=\"et_pb_row_1 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_1 et_pb_column et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_12_24 et_flex_column_12_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_module et_pb_button_module_wrapper et_pb_button_0_wrapper\"><a class=\"et_pb_button_0 et_pb_button et_pb_bg_layout_light et_pb_module et_flex_module\" href=\"\/territory\/quebec\" data-icon=\"E\">Our Quebec advisors<\/a><\/div>\n<\/div>\n\n<div class=\"et_pb_column_2 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_12_24 et_flex_column_12_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_module et_pb_button_module_wrapper et_pb_button_1_wrapper\"><a class=\"et_pb_button_1 et_pb_button et_pb_bg_layout_light et_pb_module et_flex_module\" href=\"\/territory\/ontario\" data-icon=\"E\">Our Ontario advisors<\/a><\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_row_2 et_pb_row et_flex_row\">\n<div class=\"et_pb_column_3 et_pb_column et-last-child et_flex_column et_pb_css_mix_blend_mode_passthrough et_flex_column_24_24 et_flex_column_24_24_tablet et_flex_column_24_24_phone\">\n<div class=\"et_pb_heading_0 et_pb_heading et_pb_module et_flex_module\"><div class=\"et_pb_heading_container\"><h2 class=\"et_pb_module_header\">More articles<\/h2><\/div><\/div>\n\n<div class=\"et_pb_blog_0 et_pb_blog et_pb_bg_layout_light et_pb_posts et_pb_module\"><div class=\"et_pb_ajax_pagination_container\"><div class=\"et_pb_posts et_grid_module\"><article class=\"et_pb_post et_pb_post_id_250657 clearfix et_pb_blog_item_0_0 post-250657 post type-post status-publish format-standard has-post-thumbnail hentry category-finance-and-advice\"><div class=\"et_pb_image_container\"><a href=\"https:\/\/visavie.com\/en\/ontario-seniors-care-at-home-tax-credit-2026-complete-guide\" class=\"entry-featured-image-url\"><img decoding=\"async\" src=\"https:\/\/visavie.com\/wp-content\/uploads\/2026\/04\/middle-aged-black-man-and-woman-calculating-taxes-2026-03-26-23-29-29-utc-1-scaled.webp\" width=\"400\" height=\"284\" alt=\"Ontario Seniors Care at Home Tax Credit (2025\u20132026): Complete Guide\" class=\"\" srcset=\"https:\/\/visavie.com\/wp-content\/uploads\/2026\/04\/middle-aged-black-man-and-woman-calculating-taxes-2026-03-26-23-29-29-utc-1-scaled.webp 479w, https:\/\/visavie.com\/wp-content\/uploads\/2026\/04\/middle-aged-black-man-and-woman-calculating-taxes-2026-03-26-23-29-29-utc-1-400x284.webp 480w\" sizes=\"(max-width:479px) 479px, 100vw\" \/><span data-icon=\"\ue050\" class=\"et_overlay et_pb_inline_icon\"><\/span><\/a><\/div><h2 class=\"entry-title\"><a href=\"https:\/\/visavie.com\/en\/ontario-seniors-care-at-home-tax-credit-2026-complete-guide\">Ontario Seniors Care at Home Tax Credit (2025\u20132026): Complete Guide<\/a><\/h2><p class=\"post-meta\">by <span class=\"author vcard\"><a href=\"https:\/\/visavie.com\/en\/author\/samuel-vincent\" title=\"Posts by Samuel Vincent\" rel=\"author\">Samuel Vincent<\/a><\/span> | <span class=\"published\">Apr 9, 2026<\/span> | <span class=\"entry-categories\"><a href=\"https:\/\/visavie.com\/en\/category\/finance-and-advice\" rel=\"tag\">Finance and advice<\/a><\/span><\/p><div class=\"post-content\"><div class=\"post-content-inner\"><p>The Ontario Seniors Care at Home Tax Credit is a refundable provincial tax credit that allows individuals aged 70 and older to recover up to 25% of eligible medical expenses that support aging at home. Whether you live in your own house, an apartment, or a retirement&#8230;<\/p>\n<\/div><\/div><\/article><article class=\"et_pb_post et_pb_post_id_250644 clearfix et_pb_blog_item_0_1 post-250644 post type-post status-publish format-standard has-post-thumbnail hentry category-finance-and-advice\"><div class=\"et_pb_image_container\"><a href=\"https:\/\/visavie.com\/en\/tax-credit-for-home-maintenance-for-seniors-in-quebec-2026-comprehensive-guide\" class=\"entry-featured-image-url\"><img decoding=\"async\" src=\"https:\/\/visavie.com\/wp-content\/uploads\/2026\/04\/hands-of-agent-and-senior-client-discussing-invest-2026-01-09-09-10-18-utc-scaled.webp\" width=\"400\" height=\"284\" alt=\"Tax Credit for Home-Support Services for Seniors in Qu\u00e9bec (2025\u20132026): Complete Guide\" class=\"\" srcset=\"https:\/\/visavie.com\/wp-content\/uploads\/2026\/04\/hands-of-agent-and-senior-client-discussing-invest-2026-01-09-09-10-18-utc-scaled.webp 479w, https:\/\/visavie.com\/wp-content\/uploads\/2026\/04\/hands-of-agent-and-senior-client-discussing-invest-2026-01-09-09-10-18-utc-400x284.webp 480w\" sizes=\"(max-width:479px) 479px, 100vw\" \/><span data-icon=\"\ue050\" class=\"et_overlay et_pb_inline_icon\"><\/span><\/a><\/div><h2 class=\"entry-title\"><a href=\"https:\/\/visavie.com\/en\/tax-credit-for-home-maintenance-for-seniors-in-quebec-2026-comprehensive-guide\">Tax Credit for Home-Support Services for Seniors in Qu\u00e9bec (2025\u20132026): Complete Guide<\/a><\/h2><p class=\"post-meta\">by <span class=\"author vcard\"><a href=\"https:\/\/visavie.com\/en\/author\/samuel-vincent\" title=\"Posts by Samuel Vincent\" rel=\"author\">Samuel Vincent<\/a><\/span> | <span class=\"published\">Apr 9, 2026<\/span> | <span class=\"entry-categories\"><a href=\"https:\/\/visavie.com\/en\/category\/finance-and-advice\" rel=\"tag\">Finance and advice<\/a><\/span><\/p><div class=\"post-content\"><div class=\"post-content-inner\"><p>The tax credit for home-support services for seniors (CMD) is a refundable Qu\u00e9bec tax credit that allows individuals aged 70 and older to recover up to 39% of eligible expenses for home-support services. Whether you live in your own house, an apartment, a condo, or a&#8230;<\/p>\n<\/div><\/div><\/article><article class=\"et_pb_post et_pb_post_id_250069 clearfix et_pb_blog_item_0_2 post-250069 post type-post status-publish format-standard has-post-thumbnail hentry category-education-and-awareness category-housing\"><div class=\"et_pb_image_container\"><a href=\"https:\/\/visavie.com\/en\/choosing-right-senior-residence-visavie-advisors\" class=\"entry-featured-image-url\"><img decoding=\"async\" src=\"https:\/\/visavie.com\/wp-content\/uploads\/2025\/07\/photos-conseillere-02.webp?ver=1776444203\" width=\"400\" height=\"284\" alt=\"Choosing the Right Retirement Home: Trust the Expertise of Visavie Advisors\" class=\"\" srcset=\"https:\/\/visavie.com\/wp-content\/uploads\/2025\/07\/photos-conseillere-02.webp?ver=1776444203 479w, https:\/\/visavie.com\/wp-content\/uploads\/2025\/07\/photos-conseillere-02-400x284.webp?ver=1776444203 480w\" sizes=\"(max-width:479px) 479px, 100vw\" \/><span data-icon=\"\ue050\" class=\"et_overlay et_pb_inline_icon\"><\/span><\/a><\/div><h2 class=\"entry-title\"><a href=\"https:\/\/visavie.com\/en\/choosing-right-senior-residence-visavie-advisors\">Choosing the Right Retirement Home: Trust the Expertise of Visavie Advisors<\/a><\/h2><p class=\"post-meta\">by <span class=\"author vcard\"><a href=\"https:\/\/visavie.com\/en\/author\/visavie\" title=\"Posts by Visavie\" rel=\"author\">Visavie<\/a><\/span> | <span class=\"published\">Jul 2, 2025<\/span> | <span class=\"entry-categories\"><a href=\"https:\/\/visavie.com\/en\/category\/education-and-awareness\" rel=\"tag\">Education and awareness<\/a>, <a href=\"https:\/\/visavie.com\/en\/category\/housing\" rel=\"tag\">Housing<\/a><\/span><\/p><div class=\"post-content\"><div class=\"post-content-inner\"><p>What if you weren\u2019t alone in finding the right private retirement home? The time has come \u2014 that moment when it\u2019s necessary to think about a new place to live, for yourself or an elderly loved one. It\u2019s not an easy decision. It\u2019s a mix of emotions, memories left&#8230;<\/p>\n<\/div><\/div><\/article><\/div><div class=\"pagination clearfix\">\n\t<div class=\"alignleft\"><a href=\"https:\/\/visavie.com\/en\/wp-json\/wp\/v2\/posts\/247984\/page\/2?et_blog\">&laquo; Older Entries<\/a><\/div>\n\t<div class=\"alignright\"><\/div>\n<\/div><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Are you or an elderly loved one thinking about moving into a retirement home soon? When facing this important life change, it&#8217;s natural to have questions. One common concern is: can I afford it? It&#8217;s important to know that government subsidies are available to help those who choose to live in a retirement home. Are you familiar with the different types of subsidies available? Let&#8217;s take a look at what you need to know. Thanks to these many sources of assistance, the financial stress can be lessened. This will allow you to better enjoy life in a retirement home and focus on your priorities!<\/p>\n","protected":false},"author":15,"featured_media":247985,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1109],"tags":[],"post_folder":[],"class_list":["post-247984","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance-and-advice"],"acf":[],"_links":{"self":[{"href":"https:\/\/visavie.com\/en\/wp-json\/wp\/v2\/posts\/247984","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/visavie.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/visavie.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/visavie.com\/en\/wp-json\/wp\/v2\/users\/15"}],"replies":[{"embeddable":true,"href":"https:\/\/visavie.com\/en\/wp-json\/wp\/v2\/comments?post=247984"}],"version-history":[{"count":0,"href":"https:\/\/visavie.com\/en\/wp-json\/wp\/v2\/posts\/247984\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/visavie.com\/en\/wp-json\/wp\/v2\/media\/247985"}],"wp:attachment":[{"href":"https:\/\/visavie.com\/en\/wp-json\/wp\/v2\/media?parent=247984"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/visavie.com\/en\/wp-json\/wp\/v2\/categories?post=247984"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/visavie.com\/en\/wp-json\/wp\/v2\/tags?post=247984"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/visavie.com\/en\/wp-json\/wp\/v2\/post_folder?post=247984"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}