At Visavie, we believe every senior deserves to live their retirement with dignity. To reduce the financial stress on seniors and enhance their well-being, several government grants are available. Discover the main financial aids that can improve your daily life, whether you live at home or in a senior residence.
Main Objectives of Government Grants
The grants, offered by federal and provincial governments, aim to help seniors:
- Access home or residential care.
- Manage housing costs.
- Maintain independence.
- Enjoy enriching activities.
These programs are designed to allow you to live peacefully while focusing on your health and personal projects.
Government Grants for Seniors in Quebec: 7 Essential Aids
Here is an overview of the main grants for seniors in Quebec:
Tax Credit for Home Support Services For Seniors
Aimed at seniors aged 70 and older, this tax credit supports home care services (cleaning, hygiene care, etc.). This program also applies to seniors in private residences.
Independent Living Tax Credit For Seniors
This credit helps adapt the living space with equipment such as walkers or medical beds, or to cover rehabilitation costs after hospitalization.
Senior Assistance Tax Credit
Available to seniors starting at 70 years old, this credit is calculated based on family income and can reach up to $4,000 for a couple or $2,000 for a single person.
Shelter Allowance Program
This aid targets seniors aged 50 and older with modest incomes. Depending on your situation, you can receive between $100 and $170 per month to ease rental costs.
Grant For Seniors to Offset A Municipal Tax Increase
If you’ve owned your residence for 15 years and have a family income below $58,200, this grant can help offset the impact of municipal tax increases.
Tax Credit for Senior Activities
This credit allows you to recover part of the expenses related to cultural, recreational, or sports activities that promote physical activity and help fight social isolation.
Income Tax Assistance – Volunteer Program
A free service for seniors with modest incomes to help them file their tax returns and maximize their credits and grants.
Financial Aids in Canada: 3 Federal Programs to Know
Canadian Caregiver Credit
The Canadian Caregiver Credit (CCC) is a non-refundable tax credit offered by the federal government. It aims to recognize that people caring for a disabled relative have different tax-paying abilities compared to other taxpayers with similar income.
Canada Pension Plan (CPP) Retirement Pension
This pension provides a base income to seniors who have contributed to the CPP. It can begin as early as age 60, with a reduction, or at 65, with full benefits.
Old Age Security (OAS) Pension
Available to all Canadian citizens aged 65 and older, the OAS provides a basic financial support, supplemented by a Guaranteed Income Supplement (GIS) for those with lower incomes.
New Horizons for Seniors Program
This program supports initiatives that promote volunteering, social inclusion, and intergenerational activities, while encouraging positive projects for seniors.
Additional Resources for Seniors and Their Loved Ones
In addition to grants and tax credits, support services are available for family caregivers, including both federal and provincial measures to assist them.
If you or a loved one is not yet ready to move to a retirement home, our sister company, Amika, offers home care services. These personalized services allow seniors to stay at home while receiving the necessary assistance to maintain their independence and quality of life.
At Visavie, We Support You 7 Days a Week
We assist seniors and their families in finding the ideal private retirement home, whether for an urgent relocation, temporary accommodation, or a new living arrangement. We guide you every step of the way to help you make the best choice, with no fees for the services you’ll receive from us.
